Marshall & Sterling Insurance can assist your company in evaluating the need for a dental plan for the company and selecting the right plan to fit the unique needs of the company and its employees.
There are many variations in dental plans, including coverage and rates, and we have the expertise to help you make the right choice.
Offering a dental benefits plan may make good business sense for your company. A frequently overlooked reason for employee absences or poor work performance is dental disease or discomfort. And as an employer knows, days lost means money lost.
Moreover, in addition to promoting oral health, a quality dental benefits plan can aid in the recruitment and retention of employees. Dental benefits are consistently cited as one of the most sought after employee benefits.
Fortunately, offering a dental benefits plan to employees can be affordable. Most dental disease is preventable. With the exception of damage due to an accident, dental treatment begins with relatively low-cost diagnostic procedures, such as exams and x-rays. If decay or disease is detected, the sooner it is treated, the less expensive that treatment will be.
Moreover, the dental needs of an employee group are highly predictable. For this reason, a dental benefits plan can often be self-funded. Extremes in cost and utilization (evident in many medical benefits) are rarely observed with dental statistics.