Health & Dental Insurance Carriers
Marshall & Sterling Insurance works with a number of major health insurance carriers. We have developed relationships with these carriers which work to the advantage of our clients by obtaining the best products and competitive rates. The list below highlights some of the carriers working with Marshall & Sterling Insurance.
Do you want to search the provider networks of these carriers? Simply click on the company name and you will be directed to the Provider Search section of their website.
Do you need enrollment forms or claim forms for these carriers? Simply click here to go to the Forms section, where we have provided forms from various carriers for your convenience.![]()
Aetna is one of the nation's leading health care and related benefits organizations, providing a full spectrum of products and services including health care, dental, vision, pharmacy, group life, disability and long term care coverage.![]()
AmeriHealth is a rapidly growing group of health care plans, which has grown to more than 450,000 members since its inception in 1995. With its base in the states of New Jersey and Delaware, the company began doing business as AmeriHealth in July of 1995.

BlueShield of Northeastern New York’s goal is to improve individual and community health, strength and well-being by delivering high quality, affordable health benefits products and services; developing innovative solutions and services that support health, create transparency, increase efficiencies and improve every facet of our service; providing exceptional customer care; and participating in initiatives and supporting organizations that seek to improve health and empower people throughout our community.

CDPHP was founded in 1984 as a not-for-profit Individual Practice Association (IPA) model Health Maintenance Organization (HMO), with the primary mission of providing quality health care at an affordable cost. In September 2000, the National Committee for Quality Assurance (NCQA) granted its highest accreditation status of Excellent to CDPHP for its commercial and Medicaid HMO.
For more than 125 years, the CIGNA companies have been helping people lead healthier, more secure lives. CIGNA Corporation's subsidiaries are leading providers of employee benefits in the United States.![]()
We are proud to be America's largest, most experienced dental benefits carrier. Made up of independent, affiliated Member Companies, Delta Dental Plans Association is a not-for-profit organization with some for-profit affiliates. We offer a nationwide package of dental health benefits for a wide range of employers both large and small. Delta Dental Member Companies administer programs and reporting systems that provide employees with quality, cost-effective dental benefits programs and services.

EmblemHealth is committed to providing affordable, quality health coverage in ways that respect and respond to people's fundamental needs. We pursue our mission by providing a choice of products and networks so members have access to the medical care they need at prices they can afford. We do this by improving the health of members through wellness programs that foster prevention and healthier living and by using technology to ease access to information and services.![]()
For over 65 years Empire has been a leader and innovator in health insurance and healthcare plans. With some 85,000 providers registered in our network, Empire offers you the largest choice of healthcare services in the state.

Excellus BlueCross BlueShield is part of a family of companies that finances and delivers health care services across upstate New York and long-term care insurance nationwide. Collectively, the enterprise provides health insurance to more than 1.7 million members and employs more than 6,000 New Yorkers.
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Founded in 1860, The Guardian Life Insurance Company of America, New York, NY (Guardian) is one of the largest mutual life insurance companies in the United States. Guardian and its subsidiaries protect individuals, small business owners, and their employees with life, disability, health, long-term care, and dental insurance products, and offer 401(k), annuities and other financial products and trust services. Specializing in the small to midsize business market, Guardian's Group business unit serves more than 120,000 employers, 6 million employees and their families.![]()
Group Health Incorporated (GHI) is the largest, not-for-profit health services corporation operating statewide in New York. GHI serves over 2.6 million people. This includes providing insurance benefits to 2.4 million subscribers and their dependents. GHI also provides third-party administrative services for over 200,000 people.
Now there's a new way to select health insurance that doesn't try to squeeze everyone into the same plan. It's called HealthPass! With HealthPass, each employee selects the health plan and benefit options they want. HealthPass is the ticket for New York City, Westchester, Long Island, and Rockland counties' for small businesses and their employees.
HIP is a company with a distinguished 54-year history of providing its members with quality, affordable health care. We have almost 800,000 members in the New York metropolitan area and we have been universally recognized for health care excellence.
Horizon Blue Cross Blue Shield of New Jersey (BCBSNJ), a not-for-profit organization headquartered in Newark, is the state's largest health insurer. Our goal is the same as it has been since 1932 - to provide individuals and employers in New Jersey with convenient access to quality health care, wherever they live or work.

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 60 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East.

With 540,000 covered lives, MVP Health Care offers a full range of employer health benefits plans including HMO, point-of-service (POS), preferred provider organization (PPO), and indemnity coverage through MVP Health Plan Inc. and the MVP Health Insurance Co. MVP Select Care Inc. offers administrative services to companies that self-insure their employeesˆ health benefits.![]()
Founded in 1984, Oxford Health Plans provides health plans to employers in New York, New Jersey and Connecticut, through its direct sales force and through independent insurance agents and brokers. Oxford offers a wide array of medical plans tailored to the individual.![]()
OXFORD OBM DENTAL DIRECTORY
OXFORD OBM VISION DIRECTORY
OBM is a wholly owned subsidiary of Oxford Health Plans, LLC, acting as the distribution company for specialty products from multiple third-party vendors, including UnitedHealthcare, Spectera, LifeEra, and HealthAllies. Because of these vendor relationships, OBM can offer employers and employees access to a unique selection of third-party specialty products, including dental coverage, vision coverage, work & life services and health discounts. These are the kinds of products that are often available only through larger employers.

The Principal Financial Group® (The Principal®) is a leading global financial company offering businesses, individuals and institutional clients a wide range of financial products and services. Their of products and services includes retirement solutions, insurance, wellness programs, and investment and banking products through our diverse family of financial services companies and national network of financial professionals.
Rayant companies are wholly owned subsidiaries of Horizon Healthcare Services, Inc. New Jersey's oldest and largest health insurer. The Rayant companies provide quality dental and life insurance products and services to help our members make the best decisions about managing their dental health and their life insurance needs.
With health plans located across the country, you'll be able to access our products and services locally. If you have employees in multiple states or internationally, we can provide multi-site solutions with one account manager and local service. Plus much more.
