Insurance & Risk Management for Nonprofits

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All Directors' & Officers' Policies Are Not the Same!
Does your policy provide Unlimited Defense Costs? If not, legal defense costs will erode your limits. 1st Dollar Legal Defense? Without this, your organization may be responsible for the retention limit, which could be thousands of dollars! 

This Month's Topic...

Auto Insurance for Nonprofits
January, 2012

Automobile Insurance serves as a safeguard against financial hardship in the event of an auto accident and assists in paying for damages if your company vehicle(s) is damaged, starts on fire or is stolen. Every state, with the exception of New Hampshire, requires all drivers to carry liability insurance.

Click on the links at right to read more...>>

Have a question or need a quote?

Contact...
Genevieve Kennedy, CIC, CISR - Marshall & Sterling's  nonprofit insurance specialist.

518-943-3900, ext. 13
Email Genevieve here... 
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Read helpful articles from previous months' postings here in our archive.

 

 

 

Resource. Documents:

Click here to view
Auto Insurance Basics:

 

Click here to learn about
Commercial Auto Basics:

 



Click here to read about
Personal Injury Protection:

 

 

Click here to learn more about
Rental Car Insurance considerations:

 

Click here to understand more about Hired  & Non-owned Auto Liability:

 


Basic facts and information about auto insurance coverages.


Auto insurance coverages for business differ from personal auto insurance. Learn the differences in this helpful article.


Protection from personal injury loss is vital for nonprofits. Learn how to protect your organization.

 

There are a number of ways to protect your nonprofit when using rental car services.



Auto liability with hired or non-owned vehicles can be confusing. Get answers in this article.


Did You Know...
Marshall & Sterling Insurance offers Online Defensive Driver Courses? Click here to get started.

Marshall & Sterling Insurance also provides a wealth of driver training resources in our Online Toolkit for clients. Click here to sign up today!

 

 

 

 

 

 

The
Marshall & Sterling
Advantage:

  • Preferred & Direct Relationships with Top Nonprofit Insurance Carriers

  • Leading Industry Coverage & Pricing for Directors' & Officers' Liability, and much more...

Need Assistance?
Contact us directly...
800-724-0695 

Or email our licensed nonprofit specialists:

This e-mail address is being protected from spambots. You need JavaScript enabled to view it
518-943-3900, ext. 13

This e-mail address is being protected from spambots. You need JavaScript enabled to view it
518-943-3900, ext. 33

Marshall & Sterling provides a broad range of coverages for nonprofits, including:

  • Directors' and Officers' Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Professional Liability
  • Property
  • General Liability
  • Commercial Auto
  • Umbrella
  • Workers' Compensation
  • Disability
  • Special Events
  • Crime
  • Inland Marine
  • Accident, and more

We also provide unmatched services, including:

  • Certificates of Insurance
  • Binders
  • Posting Notices
  • Summary of Insurance
  • Endorsements
  • Audits
  • Policy Information
  • Invoice questions
  • Applications
  • Quotes
  • Help with "what if" questions

 

 

Protecting your nonprofit organization from loss is paramount to your mission and success.
Read these Claims Scenarios to find out why you need to be insured for any eventuality.


Online Client ToolKit

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Documents available in MS Word format for easy editing; automatically customizes with your firm’s information including ready to print articles, brochures, forms and reports covering a variety of insurance and risk management topics.

  • Personalized Employee Manual... 
    A value-added service provided exclusively to nonprofit clients
  • Human Resource Assistance, including...
    • - Benchmark surveys and assistance
    -     Compliance and plan designs
    -     Employee education & communication
  • Consumer & health related articles/newsletters
  • Legislative guides - COBRA, HIPAA, HIPAA Privacy, Section 125, FMLA...
  • Safety Training Presentations/Resources
  • OSHA Tracking System Online
  • Legislative News
  • Community Forums

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