Marshall and Sterling

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Since 1864
Exceptional Insurance Coverage
Contact Us
  • Personal Insurance
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Personal Insurance Coverages

Auto
Homeowners

Renters
Umbrella
FAQ


Watercraft and RV

Scheduled Property
  (Inland Marine)

Motorcycle
Health Insurance for Individuals & Families

Endorsed Programs

Sterling Client Services 
Equine – Horses & Farms

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Whole
Universal
Variable (Life & Annuities)

Business Insurance Coverages

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Directors' & Officers Liability
Property & Casualty

Fleet Truck & Auto
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Endorsed Programs

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Not-for-Profit

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Overview
ATM Operations
Armored Car, Courier,
  Cash-in-Transit
  & Vault Coverage

Check Cashing &
  Currency Exchanges
Pawnbrokers Insurance

Employee Benefits

Health
Dental

Life
Disability
HRBA Group

 

Long-Term Care
HSA/HRA/FSA
COBRA Administration

Workers' Comp
Health Care Reform Updates

Health Insurance for Individuals & Families 
Administrative Services

Main Menu

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  • Personal Insurance
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Personal Insurance

  • Auto
  • Homeowners
  • Renters
  • Umbrella
  • Marine, Watercraft, RV
  • Life
  • Scheduled Property
  • Motorcycle
  • AARP
  • Defensive Driving
  • FAQ - Personal
  • Se Habla Espanol
  • Personal Umbrella Video
  • Simple Sump Pump Maintenance Video
  • Household Inventory Video
  • How to Prepare for a Road Trip Video
  • Horse Insurance

Life Insurance

  • Life Insurance
  • Term
  • Whole
  • Universal
  • Variable (Life and Annuities)
  • Annuities

Sterling Client Services

  • Sterling Client Services

Business Insurance

  • General Liability
  • Property
  • Auto
  • Worker's Comp
  • Loss Control
    • Catastrophe Response
  • Industries
    • Fence
  • Specialty Risk
    • Armored Car, Courier, Cash-in-Transit and Vault Coverage
    • ATM Operations
    • Check Cashing & Currency Exchanges
    • Pawnbrokers Insurance
    • Specialty Risks Claims Support
    • Specialty Risks Contact
    • Specialty Risks Industry Affiliations
    • Specialty Risks Downloads
    • Specialty Risks Library
    • Pawn Insurance
  • Not for Profit
  • Horse Insurance
  • FAQ – Commercial
  • Construction Risks

Group

  • Group Health
    • Types of Plans
    • Tax Considerations
    • HIPAA
  • Group Dental
    • What to Consider
    • Types of Dental Plans
  • Group Life
    • Term Life Insurance Plans
    • Permanent Life Insurance
  • Group Disability
    • Types of Disability Insurance
    • Disability Insurance Features
  • Group Long Term Care
    • Who Pays For Long Term Care?
    • Who Should Consider Long Term Care Insurance?
    • Can You Choose The Options That Meet Your Needs?
    • Look Into The Company Behind The Insurance
    • Statistics of Long Term Care
  • HAS/HRA/FSA
    • Health Reimbursement Arrangements (HRA)
    • Flexible Spending Accounts (FSA)
    • Eligible/Ineligible Medical Expenses
    • Eligible/Ineligible Dependent Care Expenses
  • Cobra
    • Compliance Checklist
    • Marshall & Sterling Insurance and the CobraTrak System
    • Cobra Compliance at your fingertips
    • Managing Cobra Risk: The costs of non-compliance
    • Outsourcing with Marshall & Sterling Insurance and CobraGuard
    • Cases & Fines
    • FAQS About Cobra Continuation Health Coverage
  • Worker's Comp-group
  • Disability Income Insurance
  • Insurance Forms
  • Group Benefits Customer Service
    • Mike Salzillo
    • George Salem
    • Eric Davids
  • Health Insurance Carriers
  • Malleolo Administrators
  • Marshall & Sterling Administrative Services
  • Wellenss News

HRBA

  • HRBA Group
    • Employee Portals / Benefits Websites
    • Online HR & Benefits Library
    • CoSource WebEnroll
    • Benefits Statement Manager
    • CoSource BenAdmin
    • Quick Summary Plan Descriptions (SPDs)
    • CoSource HRIS
    • Real-Time Benefits Benchmarking
    • Benefits and HR Technology Consulting
    • Online Surveys

Locations

  • Carmel Office Contact Info
    • Carmel Employee Directory
    • Joseph Nati
    • Brian Berkson
  • Glenville Office Contact Info
    • Glenville Employee Directory
    • Glenville Wedding Insurance
    • Hoosick Falls Employee Directory
    • Syracuse Employee Directory
    • Glenville - Contractors & Bonds
    • Glenville - Municipalities
    • Glenville - Community Involvement
    • Glenville Video Library
    • Hudson River Community Credit Union
    • Stephen DeFilippo
    • Matt Cronin
    • Daniel Round
    • Christian Greco
    • Carlo Agneta
    • Glens Falls Office
  • Latham Office Contact Info
    • Latham Employee Directory
  • Leeds Regional Offices
    • Leeds Branch Computer Insurance
    • Leeds Branch Library
    • Leeds Branch Incubator and Start Up Companies
    • Leeds Branch Bio and Life Services
    • Leeds Branch Virtual Worlds and Gaming Program
    • Leeds Branch Dry Cleaners Program
    • Leeds Branch Downloads
    • Leeds Branch Child Care Program
    • Leeds Employee Directory
    • Leeds Thank You
    • Leeds - Insurance for Nonprofits
    • Leeds Cyber Center
    • Cyber Series Webinar Registration
    • Cyber Series Webinar Recording
    • Mark Crawford
    • Family Child Care Program
      • Leeds- Child Care Program- Thank You
      • Family Child Care Program Webinar
    • Leeds USLI
    • Leeds Incubator Tech
  • Middletown Office Contact Info
    • Middletown Employee Directory
    • Stephen Kalmus
    • Bob Pilla
  • Millbrook Office Contact Info
    • Millbrook Employee Directory
    • Ryan Driscoll
    • Joe Grosse
  • Monticello Office Contact Info
    • Monticello Employee Directory
    • Campgrounds
    • Women Owned Businesses
  • New Windsor Office Contact Info
    • New Windsor Employee Directory
    • Student Accident & Collegiate Sports Plans
    • Orange County Chamber Members
  • Poughkeepsie Office Contact Info
    • Poughkeepsie Employee Directory
    • Wappingers Falls Employee Directory
    • Sea Tow Program
    • 2012 NY Annual Meeting
    • 2012 Annual Meeting Thank You
    • Olympic Blog - Donna Ponessa
    • Dave Horton
    • Tim Tarpey
    • Margaret Barese
    • Kent Calhoun
    • Joe Davis
  • Claims
  • Rochester Office Contact Info
    • Rochester Employee Directory
    • Rochester - Charles Maxwell
    • Tammy Pilsbury
    • Frank Murano
  • Yorktown Office Contact Info
    • Yorktown Employee Directory
  • St. Croix Office Contact Info
    • St. Croix Employee Directory
    • Masa
  • St. John Office Contact Info
    • St. John Employee Directory
  • St. Thomas Office Contact Info
    • St. Thomas Employee Directory
    • Health Care Reform VI
  • US Virgin Islands
  • Syracuse Office
    • Syracuse Office Contact Info
    • Stuart Eddy
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