Marshall and Sterling

Sterling Client Services represents a new level of personal risk management for distinguished clientele, designed to protect more than simply possessions, but a lifestyle as well. Marshall & Sterling Insurance specializes in personalized plans that encompass a full range of extensive coverage options, uniquely tailored to fit your distinctive needs. Our prompt claims service and superior loss prevention strategies provide unmatched protection.

> Expert care in risk assessment & analysis

> Preferred partner status with leading insurance carriers

> 24-hour concierge service

> Expedient, professional claims service

> Unmatched experience and insurance knowledge

> Broad spectrum of custom-tailored coverages, including:

General

• High property and liability limits
• Access to global companies for coverage around the world
• Cash option on claims settlements
• Multiple payment methods
• Large deductibles
• Alternative markets for hard to place risks

Estate Homes and Valuables

• Multiple residences with comprehensive coverage on all
• Extended coverage for seasonal properties including remote locations, coverage for weight of ice and snow, and no strict maintenance/visitation clauses
• Ability to use own contractor/choice of trades for claims repair
• Automatic coverage for contents while travelling or for children away at school
• Unlimited additional living expenses to maintain lifestyle in the event of a claim
• Protection for horses, ranches and farms 

Automobile

• Agreed value on vehicles
• Multiple vehicles and drivers including nannies and chauffeurs
• Choice of repair shops
• Use of OEM parts for claims settlements
• High limits on rental car coverage
• Vintage, antique and high value auto coverage 

Family Liability

• Personal Office protection
• Car jacking
• Child abduction
• Stalking threat
• Home invasion
• Travel security 

Personal Liability

• Identity management
• Not-for-profit directors and officers coverage
• Personal injury coverage including libel and slander
• Personal employment management 
• Defense cost coverage
• Identity theft
• Kidnap and ransom
• Travel security
• Crisis management 

Valuable Articles

• Unusual collections
• Breakage for fine arts
• Wine coverage
• In vault jewelry collections
• Mysterious disappearance

Yacht & Watercraft

• Capacity for multi-million dollar yachts
• Full-time paid crew liability
• Claims service that includes emergency towing and replacement watercraft
• Broad geographical and year-round navigational limits
• Enhanced protection for sails, trailers, tender, ice and freezing, waterskiing, and charter