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Insight & advice from the experts at Marshall & Sterling

 
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Reminder: 2017 Benefit Limits
Annually, the IRS and SSA release cost-of-living adjustments that apply to dollar limitations set forth in certain IRS Code Sections. The Consumer Price Index rose 0.3% and therefore merited minor increases in some indexed figures for 2017.
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IRS Extends Form 1095 Due Dates
Last Friday, November 18, the IRS published Notice 2016-70, indicating the due date for individual Form 1095 reporting has been extended by 30 days - from January 31, 2017 to March 2, 2017.
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The Post-Election Landscape & Employee Benefits
With the recent election of Donald Trump, there is much uncertainty about the longevity of the Affordable Care Act (ACA) going forward. Throughout his presidential campaign, Trump repeatedly expressed his intent to repeal and replace the legislation shortly after his inauguration. 
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Fire Safety Tips for Holiday Cooking
Cooking at home can be fun, challenging and delicious! However, accidents often result from flare-ups during food preparation or as a result of oven, burner or electrical and gas connection defects. To keep injuries out of the kitchen when you prepare your holiday meals, remember these fire prevention and safety techniques.
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Saluting Our Veterans
On this day, Marshall & Sterling honors all those who have served, and continue to serve, our great country.  Freedom and liberty are realized only through the gallant and heroic defense of America, by virtue of those who serve in our Armed Forces.
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2017 Index Figures & Benefit Limits
For a summary and charts of key 2017 figures that are of interest to employers and sponsors of benefit plans, please click here.
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Safe Driving Saves Money
For better or worse, your automobile insurance premium is a direct result of your driving record. This amount is determined by the insurance company to cover the costs of insuring you and your family as drivers on the road. Want to lower your premium? Keep your driving record clean!
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Assistance with Accident Support, Managing Home Inventories & More!
We understand that accidents can happen - whether it's during normal business hours, or at 2 in the morning. Our Marshall & Sterling app provides on-the-go assistance, with the mobile tools your family needs to manage an auto accident and store your vital home information – all in one place!
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Top 10 Threats To Small Businesses
96% of small businesses fail within 10 years. Find out what simple strategies small business owners can take to identify and manage top risks, provided by Marshall & Sterling.

REQUEST A COMMERCIAL INSURANCE QUOTE  or call us today at 845-567-1000
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Safety Matters When Welding and Cutting at the Work Site
Welding and cutting tasks are dangerous, especially when working on a construction site. As your surroundings are constantly changing, it is important to keep safety top of mind.

Prevention and Protection
To avoid injuries on the job, consider these safety recommendations:
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