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Topic of the week: Personal Insurance

Halloween Safety

By Ed Kipp, Branch Manager - New Windsor Branch

Halloween Safety Tips:
halloween-12Between bags of candy and spooky celebrations, October 31 is a favorite day for many children and adults.

However, the festivities aren’t all fun and games for children. This Halloween, protect your little ghost or ghoul by following these safety guidelines...



  • Make sure the child's costume fits appropriately. Long, loose fabric or oversize props can be a tripping hazard.
  • Make sure the costume your child wears is bright, reflective and fire resistant. You may also wish to add reflective tape to your child’s trick-or-treat bag.
  • Consider non-toxic makeup instead of a mask that can limit or block your child’s eyesight. Remember to test the makeup in a small area first and remove it before bedtime to prevent irritation
  • Plan your route ahead of time! Walk the trick-or-treat route at night prior to Halloween to make sure your route is well-lit.
  • Preparing a good meal for your family before trick-or-treating will keep your child from filling up on unexamined candy. 
  • Use LED candles instead of wax candles in your decorations to keep flame away from animals and clothing.

 While trick-or-treating: 

  • If trick-or-treating after dark, provide flashlights for all children and adults involved.
  • An adult should always accompany young children, even if you trust the neighborhood they are in.
  • If older children trick-or-treat with a group of friends, learn their route ahead of time and make sure you have the cell phone number of someone in the group.
  • Make sure your child follows all normal traffic rules, such as walking on the sidewalk, crossing at corners, and making eye contact with drivers before crossing the street. Never assume right of way, as drivers may not be able to see you or your family.

After trick-or-treating

  • Examine all treats for choking hazards and tampering before allowing your child to eat anything. In addition, be wary of any homemade treat that did not come from a close friend or family.
  • Too much of anything can be a bad thing - especially candy. Try to ration your child’s treats over the next days and weeks. Many local communities have candy swaps following Halloween - this can be a great way to lessen the sugar over-load and teach your child about health or giving back.

 Have a safe and enjoyable Halloween!