BUSINESS AUTO INSURANCE
The right fleet coverage can help drive your success.
It’s important to protect your enterprise on the road. Business auto insurance helps safeguard you and your employees while company-owned vehicles are used for business.
Consider our business auto insurance services.
Your company’s vehicles are critical to running your business. Learning how to best protect your drivers, customers, clients, and community helps you keep your business moving. We offer a variety of programs and coverage to help you do just that–keep your organization moving forward.
Does my business need commercial auto insurance?
The simple answer is yes. Whether you own or lease vehicles for your business, any time your fleet is out on the road, your company is exposed to risk.
What coverages are available under business auto insurance?
Business auto insurance provides liability and physical damage protection for vehicles that are used for business. If you are operating business autos, trucks, or trailers, Marshall+Sterling can help you find the right coverage to meet your company’s specific needs, including:
Collision: Collision insurance for commercial vehicles is critical to getting your business back on the road if one of your vehicles needs to be repaired or replaced.
Comprehensive: often required by any company financing your vehicles, comprehensive insurance covers events like theft, fire or vandalism. Comprehensive insurance is required to purchase collision coverage, and not all vehicles are eligible. Your Marshall+Sterling representative can help you understand all of your options.
Liability: If a driver or vehicle owned by your business injures someone or damages property, you need liability insurance to cover any of the claimant’s losses. Having commercial auto liability insurance is critical in today’s litigious environment.
Medical Payments: If someone in your vehicle is injured during an accident, you can obtain a policy to help pay for medical bills.
If your business is transporting property over land, you should also explore inland marine insurance to protect items typically excluded by property coverage. This coverage can be applied to a range of equipment, products, materials and parts, including computers, televisions, and other consumer electronics, medical equipment, trade show exhibits, and fine art and collectibles. Inland marine insurance will help cover replacement, damage, or loss.
Our experienced agents will evaluate the risks your commercial vehicles face, depending on your industry/profession, drivers and driver history, and vehicle types, and present you with options tailored to your coverage needs.
Marshall+Sterling also has a number of resources available to help you mitigate your risks, and our dedicated and experienced commercial insurance teams will be there to help you navigate any losses or claims you experience.
We’re here to help you succeed.
Let Marshall+Sterling help you determine the right commercial auto insurance for your organization. Reach out to us today to learn more.
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