SECURE YOUR SUCCESS
Getting out in front of risk has its rewards.
Achieving success is one thing. Securing it is another. At Marshall+Sterling, we’re driven to help you reach your business and lifestyle goals—and protect them as the future unfolds.
What We Do
Minimize risk.
Maximize success.
Marshall+Sterling is an independent agency focused on protecting clients with customized business insurance, employee benefits, personal insurance, equine insurance, and wealth management services.
Business Insurance
The world is full of uncertainty. Marshall+Sterling’s business insurance and risk management experts customize plans to help safeguard your business.
Employee Health and Benefits
Marshall+Sterling’s employee benefits experts design and implement compliant benefits programs to fit your business’s needs, culture, and strategic plan.
Personal Insurance
Whether for your home, auto, recreational vehicles, or life and health, we have solutions to protect you from whatever life throws your way.
Retirement and Wealth
Dedicated to simplifying the complexities of the financial world and supporting you in achieving and protecting what matters most.
Equine Insurance
Our Equine Division specializes in personalized plans that encompass a full range of equine, farm, and ranch insurance coverage.
Why Marshall+Sterling?
Experience
Marshall+Sterling has 160 years of experience working across a range of industries.
People
You are supported by a dedicated team of risk protection and claims experts.
Process
Our customer-focused planning is based on your unique needs and risk tolerance.
Tools
We use state of the art analytics and predictive modeling to glean actionable insights.
Culture
Marshall+Sterling is employee-owned, which means we’re invested in your success.
“There is a great team oriented feeling, but at the same time I am given the independence and leeway that makes me feel like the owner of my own business.”
Matt Cronin, Sales Management
Careers
Join our growing team.
We’re creating a culture where creative, motivated, and caring people come together to build something meaningful. Build your career at one of the largest employee-owned independent agencies in the nation.
Explore our latest insights.
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Marshall+Sterling Expands Surety Practice with the Acquisition of Metayer Bonding Associates
Avon-based firm brings nearly 30 years of construction and commercial surety expertise and long-standing relationships with 18 leading bond companies to Marshall+Sterling. Marshall+Sterling, a top 50 U.S. insurance brokerage and 100% employee-owned risk solutions partner, today announced the acquisition of Metayer Bonding Associates of Avon, Connecticut, effective June 1, 2026. The addition deepens Marshall+Sterling’s surety…
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Marshall+Sterling Acquires HorseWorks Insurance Specialists, Expanding Equine Division into Connecticut
Granby-based firm brings deep equine expertise and a team of competitive equestrians to Marshall+Sterling’s growing national equine practice. Marshall+Sterling, a top 50 U.S. insurance brokerage and 100% employee-owned risk solutions partner, today announced the acquisition of HorseWorks Insurance Specialists of Granby, Connecticut, effective June 1, 2026. The acquisition expands Marshall+Sterling’s Equine Insurance division into Connecticut…
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You Just Got a Non-Renewal Letter. What Now?
By Stephen Kalmus, TRIP, CPIA, CLCS, VP & Sr. Sales Executive at Marshall+Sterling Getting a non-renewal notice in the mail is one of the most stressful moments in a fleet operator’s year. It feels personal. It feels like your insurance company is telling you that you’re too risky, too much trouble, or too expensive to…
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Driver Qualification and Your Insurance Premium: What Fleet Operators Need to Know
By Stephen Kalmus, TRIP, CPIA, CLCS, VP & Sr. Sales Executive at Marshall+Sterling Finding and keeping qualified drivers is one of the hardest operational challenges in commercial trucking today. The driver shortage is real, the qualification requirements are strict, and the pressure to keep seats filled can push fleet operators toward shortcuts they’ll regret later.…
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Marshall+Sterling Expands into Fort Lauderdale, Bringing Risk Advisory and Insurance Services to South Florida
Top-50 U.S. broker establishes new South Florida hub, combining national capability with local, advisory-driven service for businesses, organizations, community associations, and individuals across the region. FORT LAUDERDALE, FL — July 1, 2026 — Marshall+Sterling, a 100% employee-owned, top-50 U.S. insurance brokerage, today announced its expansion into Fort Lauderdale. The new office marks a strategic step…
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Why Your Commercial Auto Rates Keep Rising (And What to Do About It)
By Brian Seigerman, TRIP, CPIA, VP & Sr. Sales Executive at Marshall+Sterling If you’ve had a clean year with no major claims, no serious incidents, and drivers who qualify, you might expect your commercial auto renewal to look reasonable. Maybe even flat. Then the quote arrives, and it’s up again, 10-15%, sometimes more. And your…
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The 2026 Camp Workforce: What to Have on Your Risk Radar Before Opening Day
Summer is weeks away. Pre-season checklists are getting done, waterfront is ready, the vans are inspected, the dining hall is set. But there’s a different category of risk that’s getting less attention at most camps this season: the workforce itself. Several overlapping pressures including disruptions to international staffing programs, documentation compliance requirements, and employment practices…
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What New York’s New Auto Insurance Reforms Really Mean for You
The most significant changes to New York auto insurance in decades just became law. Here’s what’s actually changing, when you’ll feel it, and what to do between now and then. New York drivers have spent years paying some of the highest auto insurance premiums in the country. The reasons are well documented: staged accidents, organized…
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How much does Horse Insurance Cost?
Horse insurance is often more affordable than many owners expect — but how much equine insurance costs can vary widely depending on your horse, discipline, and the level of protection you choose. For example, insuring a $10,000 horse typically costs between $280 and $370 per year for mortality (life insurance) coverage. That mortality policy also…
our Community
Making a difference where we work and live.
Our values drive us and our people inspire us. We are committed to being a strong regional partner and playing a key role within the communities we serve.
our history
We have served you for over 160 years, and we’re still going strong.
Since 1864, Marshall+Sterling has been the name synonymous with outstanding insurance coverage and customer service.
Contact Us
We’re here to help secure your success.
Whether you are looking for employee benefits plans; insurance for your business, home, auto or personal effects; or wealth management and financial planning services, we provide a comprehensive set of services to help you achieve success the way you define it.
Marshall+Sterling by the numbers.
Top 50
privately held U.S. insurance brokerage
100%
employee-owned business
$1B+
in written premiums
200+
insurance carriers
represented
570+
professionals
160+
years of service experience