Blog

Employers who sponsor self-insured coverage—including HRAs and certain FSAs—are responsible for filing and paying the fee by July 31st of the calendar year following the end of the applicable plan year.

There’s nothing like the freedom you feel when riding, but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.

Employers required to complete an annual Employer Information Report (EEO-1 Report) must submit pay data by September 30, 2019, as ordered by a federal judge on April 25, 2019.  Employers should note the deadline to submit Component-1 data remains May 31, 2019.

Effective immediately, the New York Election Law has been revised to allow all employees to request up to three hours of paid time off to vote for any election, regardless of their work schedule.

If you own commercial property, a wide variety of policy options are available at different prices that cover an assortment of replacement or repair options at the time of loss. Knowing how much your property is worth and obtaining the insurance policy that both protects you and suits your financial needs is important.

Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices regularly and make achievable cyber security resolutions to help protect themselves from costly breaches:

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.

Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens.

According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. It’s important to be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even small streams, culverts or dry streambeds that appear harmless in dry weather can flood.

Marshall & Sterling recently hosted a webinar - “ACA Compliance in 2019.” Some of the topics this webinar covers are: 

The Current State of the ACA 
Individual & Employer Mandate 
Updates ACA Taxes, Fees & Reporting 
2019 Indexed ACA Figures 
Common Misconceptions & FAQs