Disclaimer

General Disclaimer:
Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. The data contained herein is for informational purposes only and is not represented to be error free. Any links to non-Marshall & Sterling content are provided as a courtesy. They are not intended to nor do they constitute an endorsement by Marshall & Sterling of the linked materials.

Solicitation of Insurance:
Despite the efforts of Marshall & Sterling to provide accurate information, it is not possible to completely ensure that all information is constantly correct. The material presented on this server could include technical inaccuracies or typographical errors. As such, Marshall & Sterling does not accept any responsibility or liability for any actions taken as a result of using this information. Further, Marshall & Sterling assumes no responsibility for errors or emissions in the materials on this web site.

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Marshall & Sterling or any insurance company represented by the agency. The information contained throughout these web pages are not an insurance policy or contract of insurance. Coverage and issues discussed are for the various states and territories in which Marshall & Sterling is legally licensed to do business, and may not be applicable in other areas. The insurance coverage afforded by Marshall & Sterling is subject to the terms and conditions of the policies issued.

The information contained in this Web site is not the policy itself and is designed only to briefly describe its contents. Each insurance company's coverages may be different. For complete details and important exclusions, please read the policy. It is also not to be deemed the rendering of legal or insurance advice. If legal advice is sought, contact an attorney. Please contact Marshall & Sterling for insurance advice. No changes can be made or coverage bound via this Web site, by e-mail, voice mail, or answering service.

To make any changes to your current policy or to bind coverage, please call us at 845-454-0800.

This site is provided for general information about all of the different types of insurance that the Marshall & Sterling may offer through the companies that we represent. Coverage can NOT be bound for ANY type of insurance by electronic means through use of this site. Please contact us at info@marshallsterling.com if you have any questions about the terms under which this site is operated, or call us at 845-454-0800 with any questions.

Warning about E-Mail:
Information that is transmitted by e-mail over the Internet is not secure and can be intercepted and read by other Internet users. DO NOT use e-mail to send Marshall & Sterling private or confidential data about yourself or others. Additionally, Marshall & Sterling will not use e-mail to transmit responses that contain private or confidential data on an individual.

Copyright Notice:
The names, trademarks, service marks and logos of Marshall & Sterling and any of the insurance companies represented by the agency may not be used in any advertising or publicity, or otherwise to indicate Marshall & Sterling’s sponsorship of or affiliation with any product or service, without Marshall & Sterling’s prior express written permission.

No Warranty:
Marshall & Sterling does not warrant the accuracy, adequacy or completeness of the information and materials contained in this site, and expressly disclaims liability for any errors or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials contained in this site.

Limited Liability:
In no event will Marshall & Sterling, its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if [name of Agency], or its representatives, are advised of the possibility of such damages, losses or other expenses.

Transparency in Coverage - Access to Machine Readable Documents for Self-Insured Plans: 
Machine readable documents for group health plans are available here: https://www.empireblue.com/machine-readable-file/search