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Consider our appliances and utilities insurance services.

The comfort, convenience, and security that a home provides depends on the systems and equipment we take for granted. But insurance policies, warranties and service contracts do not typically cover breakdowns for systems like heating, air conditioning, and electric and can cost a homeowner thousands of dollars. Adding Equipment and Appliance Breakdown Coverage to your homeowner policy could help.

Additionally, if the repair or replacement of service lines on your property is your responsibility, your homeowner policy may not cover this expense. Consider Utility Service coverage to help you in the event of an issue with a service line.


What coverages are available under appliances and utilities insurance?

Service line coverage can help you pay for those repairs as well as any damage that may occur both from the breakdown or the repairs. And if your home is determined to be uninhabitable due a service line breakdown, you can be reimbursed for hotel and other related expenses.

Other solutions from Marshall+Sterling.

Business Insurance

Marshall+Sterling can help you analyze and assess your risk, delivering custom solutions to help you protect your business. 

Employee Health and Benefits

We provide our clients with a wide array of choices for cost-competitive programs throughout the insurance industry.

Retirement and Wealth

Dedicated to simplifying the complexities of the financial world and supporting you in achieving and protecting what matters most.

Equine, Farm, and Ranch Insurance

Our Equine Division specializes in personalized plans that encompass a full range of equine, farm, and ranch insurance coverage.