PERSONAL WATERCRAFT AND RV INSURANCE
Your ship has come in. Keep it afloat.
Spending quality time with family and friends on the road or on the water can be an exhilarating experience. Make sure you are protected.
Consider our personal watercraft and RV insurance services.
Insurance for your personal watercraft or recreational vehicle is important to acquire before casting off or heading down the highway. Boat insurance policies typically cover the hull, trailers for transporting your boat, the belongings you have aboard, unattached boating equipment, and liability for operating the boat. RV policies typically cover damage to the unit, loss to personal belongings, liability while using the RV as a residence, liability while driving it, and coverage for your and your passenger’s injuries. Different optional coverages have varying coverage limits and deductibles.
What coverages are available under personal watercraft owner’s insurance?
Purchasing a boat, such as a yacht, sailboat, or houseboat, typically requires a separate boat owner’s insurance policy that will protect your boat, motor, equipment, and passengers. Personal watercraft owner’s insurance affords similar coverage to what you typically receive from auto insurance, including:
- Physical damage
- Liability: Personal and medical
It is also important to consider additional coverage options such as:
- Reasonable repairs
- Emergency service
- Towing and wreck removal
Did you know umbrella liabilities can provide additional boat insurance coverage across the board for home, auto, and watercraft?
What coverages are available under RV owner’s insurance?
RV’s and motorhomes are unique vehicles that require special coverage because they are bigger and heavier than an average car or truck and are operated under different conditions. Additional hazards you need to consider include emergency road service, theft, fire, and vandalism, as well as losses while your RV is in storage. Make sure you have the right coverage for your next road trip.
We’re here to help you succeed.
Learn how personal watercraft and RV insurance can help you manage your personal risks. Reach out to us today to learn more.
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