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Insight & advice from the experts at Marshall & Sterling

 
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Celebrating Sales Excellence
Each year, we hold a Sales Executives Conference to help excite and inform our Sales Executives, and celebrate their success over the last year. This year our team celebrated at Rivers Casino in Schenectady, with a special session from the team at Sandler Training. The event was generously sponsored by our partners at ProAct Pharmacy Benefit Management and Specific Solutions, Inc.
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Business Continuity in the Face of Disaster
Many business owners fail to consider how they would manage if a fire or natural disaster rendered their business premises temporarily unusable. According to the Federal Emergency Management Agency (FEMA), almost 40 percent of all businesses that close down following a disaster never open again.
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Safety When Buying and Selling Online
It’s easier than ever to buy or sell things on online platforms like Facebook Marketplace or Craigslist. However, you always need to be careful when meeting strangers to exchange purchases.

These simple steps can help protect you when completing an online purchase in person:
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Protecting Against Security Breaches
While the media often reminds us of high-profile network leaks, organizations of all sizes are at risk. Because the unintentional release of sensitive customer information is a larger risk than ever, it is essential that you be prepared to react efficiently and effectively in the event of a breach.
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The Business Case for a Cleaner, Safer Workplace
Spring is a great time of year to get rid of the clutter you’ve accumulated over the winter and tackle the dust and grime that has crept into your workspace. It’s also a great opportunity to think about safety and eliminate potential hazards. 
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Hurricane Preparation for Businesses
According to the American Red Cross, almost half of all small businesses affected by a major disaster, such as a tornado, flood, earthquake or hurricane, do not reopen their doors because they were unprepared for the disaster. Therefore, it is necessary for business owners and managers to consider the fact that a natural disaster is possible.
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4 Reasons to Purchase Product Liability Insurance
Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and settlements. These costs can easily reach six figures.
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Protecting Your Home From Snowmelt
Snow can melt and refreeze throughout the winter, causing dangerous ice buildups in some of the most susceptible parts of your home. Make sure to prevent snowmelt from damaging your home with these four tips:
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Reduce Your Chances of Cardiovascular Disease During American Heart Month
Every February is designated as American Heart Month, which makes it a great time to review your health and reduce your chances of developing a cardiovascular disease. According to the American Heart Association, heart disease accounts for 1 in 3 deaths in the United States.
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5 Tips for Saving on Car Insurance
Car insurance is there to protect you in the event of an accident, but it may be one of your biggest expenses too. Your vehicle's Premium is based on many factors, for instance: vehicle size, value, age of vehicle, where you live, your claims history and your age and gender all play a role (to name a few). 
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