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If a fire causes your pawnshop to be temporarily unusable, what would you do next? Ideally, you would move to a temporary location while your permanent place of business is being repaired.

Employers who sponsor self-insured coverage—including HRAs and certain FSAs—are responsible for filing and paying the fee by July 31st of the calendar year following the end of the applicable plan year. The fee is paid as an excise tax, submitted to the IRS once per year on the second quarter Form 720. 

On April 27, 2018 the Internal Revenue Service (IRS) announced via Revenue Procedure 2018-27 that the maximum amount that may be contributed to an HSA by an individual with family coverage under a high deductible health plan will again be higher for 2018.

Technology has added efficiency and modern conveniences to daily life. Among these conveniences, computer experts have managed to apply digital traits to new, online currencies that are commonly called cryptocurrencies.

From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations.

While buying a used vehicle will save you money and help you avoid depreciation costs, it is important to do your research before you purchase one. To avoid purchasing a car with hidden problems, look out for the following warning signs:

Excessive wear and tear in the interior.

Join us at HV Light it Up Blue, supporting the Autism Move-A-Thon of Orange County on April 21!

Our Marshall & Sterling Insurance branch location in New Windsor, NY is hosting a pet adoption event in their parking lot with Hudson Valley SPCA on May 19! Stop by our parking lot between 11:00 a.m. and 3:00 p.m. to win prizes, drop off donatoins, and see who is searching for their “furever” home.

When was the last time you talked on your cell phone, ate behind the wheel or quickly checked your notifications? For most people, the answer is "this morning." Many drivers have made it a habit, putting themselves and others at risk - and possibly breaking the law.

Each year, we hold a Producers Conference to help excite and inform our Sales Executives, and celebrate their success over the last year. This year our team celebrated at Rivers Casino in Schenectady, with a keynote address from Judson Laipply that really resonated with the group.