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Insight & advice from the experts at Marshall & Sterling

 
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Saving Money on Car Insurance – The Simple Truths
Lots of insurance companies promise to save you money on your car insurance, but there are some simple truths that will greatly affect what your premiums will be.
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Preparation is the key to staying safe
During a hurricane or tropical storm, heavy rains and catastrophic winds can barrel through coastal areas and severely damage or destroy homes and businesses. To help you plan and remain safe during these potentially deadly storms, let's discuss the top 3 preparedness tips...
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Do You Need Travel Insurance?
Your vacation may have taken months to plan. Ensure your investment in minutes for non-refundable losses with a travel insurance policy.
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Important News for CDPHP members: Cyber Security Incident
CDPHP® has been notified by its vendor, Newkirk Products, Inc. (Newkirk), of a cyber security incident that may impact some CDPHP members.
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Payment Card Industry Compliance Tips
It has become commonplace for consumers to purchase goods and services with debit or credit cards rather than cash. However, this convenience may expose both consumers and your business to potential risks.
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Five Insurance Professionals Join Marshall & Sterling’s Leeds, NY Team
We are pleased to announce the addition of four insurance professionals to our Leeds, NY branch team; Justin Snow - account manager,  Lindsay Rybinsky - personal lines CSR, Michelle Conway - claims advocate, Stacey Newman – commercial lines assistant and Kristin Goetz-Raffo, executive assistant.  Recently, all five individuals successfully completed their property & casualty
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ACA Reporting - 2016 IRS Draft Forms & Instructions Released
In late July, the IRS released new draft 2016 Forms 1094-B and 1095-B (the "B-Series" Forms) and Forms 1094-C and 1095-C (the "C-Series" Forms).
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It's Worse Than Drunk Driving!
Driving a car comes with an immense amount of responsibility. Drivers must be aware of their surroundings at all times, and be able to react quickly to changing roadway threats. 
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Driving Personal Cars for Business Use – A Good Idea?
There are many situations in which an employee drives his or her personal auto to perform a business-related task or activity: travel between worksites, client visits, transportation of clients, travel home from work-related events and even quick stops to pick up food for a meeting. It is important to consider the risk that  assumes in these everyday occurrences.
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Stop by Our New Location!
Marshall & Sterling is pleased to announce the relocation of their Schenectady area branch to the new office suites located at 25 Mohawk Avenue in Scotia, NY. “It’s a beautiful building and we are happy to be part of such a great revitalization project,” said Jeanne Maloy, Branch Manager. 
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