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CONTRACTORS ALERT - New York Increases Workers' Compensation Insurance Loss Cost Rates for the upcoming year
As you may know, the New York State Insurance Department approved an average Workers' Compensation Insurance rate increase of 9.3% for new policies or renewal policies issued on or after October 1, 2016. For the New York State Construction Industry, the rate change ranges from a decrease of 7.8% to a increase of 40.0% (this is based on the 45 more common construction classifications).
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HR News & Updates for August
Best Practices for Preventing Workplace Harassment

A new report from the U.S. Equal Employment Opportunity Commission (EEOC) highlights best practices for employers to prevent and respond to workplace harassment.  
 Harassment Defined
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Using Technology to Weather the Storm When Disaster Strikes
According to The American Red Cross, the Internet—including online news sites and social media platforms—is the third-most popular way for Americans to gather emergency information and let their loved ones know they are safe.
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Pet Adoption Event & Supply Drive
We are hosting a pet adoption event with Take Me Home Pet Rescue on August 26! Stop by our office at 232 Hooker Avenue in Poughkeepsie and visit the puppies and dogs between 12:00 and 3:00 p.m. to see who is searching for their “furever” home.
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Top Four Construction Hazards
You’re good at your job and you love what you do. However, every time you come to work, you risk suffering an injury. The construction site is one of the most hazardous workplaces, and many of the injuries that occur there are caused by these top four hazards: falls, struck-by, caught-in/between and electrocutions.
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2016 Mid-Year Compliance Potpourri Review
Marshall & Sterling recently hosted a webinar - "2016 Mid-Year Compliance Potpourri." We want to make sure you have access to this important information.
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Wappingers Office Relocation
Marshall & Sterling is pleased to announce the relocation of our Wappingers Falls office to our state-of-the-art Personal Lines Insurance Service Center on Hooker Avenue in Poughkeepsie, starting September 1.
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Drone Risks - Are you Covered?
Unmanned aerial drones, also called unmanned aircraft systems (UAS), are a new type of aircraft that has broad commercial and personal uses. UAS can be used to inspect buildings, deliver materials or fly around as simple, recreational products. However, as UAS become more advanced and widespread, they can represent a significant new threat to you or your business.
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New Study Reveals Car Insurance Trends
Although the cost of an auto insurance policy varies according to different drivers and locations, it’s commonly known that some vehicles cost more to insure than others. Here are the most and least expensive 2016 model vehicles to insure, as found in a study by Insure.com.
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Practice Lawnmower Safety - Don't Learn by Accident!
When you have a large yard, a riding lawnmower makes lawn care more efficient and less strenuous. But in spite of the benefits, these machines pose a number of risks. When operating power lawn mowers and other powered yard-care equipment, you must be aware of the safety practices you need to follow. It is important to be informed and use extreme caution. 
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