SECURE YOUR SUCCESS
Getting out in front of risk has its rewards.
Achieving success is one thing. Securing it is another. At Marshall+Sterling, we’re driven to help you reach your business and lifestyle goals—and protect them as the future unfolds.
What We Do
Minimize risk.
Maximize success.
Marshall+Sterling is an independent agency focused on protecting clients with customized business insurance, employee benefits, personal insurance, equine insurance, and wealth management services.
Business Insurance
The world is full of uncertainty. Marshall+Sterling’s business insurance and risk management experts customize plans to help safeguard your business.
Employee Health and Benefits
Marshall+Sterling’s employee benefits experts design and implement compliant benefits programs to fit your business’s needs, culture, and strategic plan.
Personal Insurance
Whether for your home, auto, recreational vehicles, or life and health, we have solutions to protect you from whatever life throws your way.
Retirement and Wealth
Dedicated to simplifying the complexities of the financial world and supporting you in achieving and protecting what matters most.
Equine Insurance
Our Equine Division specializes in personalized plans that encompass a full range of equine, farm, and ranch insurance coverage.
Why Marshall+Sterling?
Experience
Marshall+Sterling has 160 years of experience working across a range of industries.
People
You are supported by a dedicated team of risk protection and claims experts.
Process
Our customer-focused planning is based on your unique needs and risk tolerance.
Tools
We use state of the art analytics and predictive modeling to glean actionable insights.
Culture
Marshall+Sterling is employee-owned, which means we’re invested in your success.
“There is a great team oriented feeling, but at the same time I am given the independence and leeway that makes me feel like the owner of my own business.”
Matt Cronin, Sales Management
Careers
Join our growing team.
We’re creating a culture where creative, motivated, and caring people come together to build something meaningful. Build your career at one of the largest employee-owned independent agencies in the nation.
Explore our latest insights.
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Changes to ACA Reporting Rules for 2025
This article is of interest to Applicable Large Employers (ALEs) – generally those with 50 or more full-time employees (including full-time equivalent employees). Under the ACA’s employer shared responsibility (“Pay or Play”) provisions, large employers may be subject to a penalty if they do not offer affordable coverage that provides […]
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2025 New Year’s Resolution – Get Horse Insurance!
For many of us, 2024 has been a wild ride. So after taking a collective sigh of relief, let’s get started making a plan for 2025! If the last few years have taught us anything, it is to prepare for the unexpected. That being said, no one wants to hang […]
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New York Employers Should Prepare for New Labor Laws Starting January 1, 2025
New York employers should begin to prepare for important new labor laws that will take effect on January 1, 2025. Wage and Hour Increases Effective January 1, 2025 New York City, Westchester, and Long Island The general minimum wage rate will increase to $16.50 per hour. Additionally, the minimum salary […]
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Federal Court Vacates DOL’s Final Overtime Rule Nationwide
On Nov. 15, 2024, the U.S. District Court for the Eastern District of Texas vacated the U.S. Department of Labor’s (DOL) final rule to amend current requirements that employees in white-collar occupations must satisfy to qualify for an overtime exemption under the Fair Labor Standards Act (FLSA). This ruling sets […]
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2025 FSA Limit Increase and Other Indexed Benefit Figures
Annually, the Internal Revenue Service and Social Security Administration release cost-of-living adjustments that apply to dollar limitations set forth in certain IRS Code Sections. The Consumer Price Index warranted increases in some benefits figures for 2025—for a full summary and charts of key 2025 figures that are of interest to […]
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Marshall+Sterling Acquires FitzGibbons Agency
Marshall & Sterling Enterprises, Inc., has acquired the assets of FitzGibbons Agency LLC, a third-generation independent insurance agency serving the Oswego and Onondaga communities. The agency was previously owned by Pathfinder Bank and John FitzGibbons. “With this acquisition, we further solidify our strong presence in upstate New York,” said Marshall+Sterling […]
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Stay Safe After the Storm
If Hurricane Milton is affecting your area, it is important to know the following tips for what to do after a hurricane: Contact your service team promptly to report damages. Be patient, as delays are likely.In addition to insuring your home, we are committed to helping you and your loved ones stay […]
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The Benefits of Telematics for Commercial Fleets
Managing a fleet and drivers can be a challenge, particularly given the potential for accidents, employee injuries, liability concerns and increased costs associated with vehicle upkeep. Nevertheless, your fleet plays a major role in the success of your organization. As such, it’s crucial to take a proactive approach to fleet […]
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Protect Your Investment: The Vital Role of Construction Insurance for Glamping Resorts and Campgrounds
As the glamping and outdoor hospitality industry continues to grow, many entrepreneurs are recognizing the potential of creating high-end campgrounds, complete with luxurious accommodations, restaurants, and a range of amenities. However, constructing a large glamping resort involves significant investment and risk. Understanding and securing the right insurance coverage during the […]
our Community
Making a difference where we work and live.
Our values drive us and our people inspire us. We are committed to being a strong regional partner and playing a key role within the communities we serve.
our history
We have served you for over 160 years, and we’re still going strong.
Since 1864, Marshall+Sterling has been the name synonymous with outstanding insurance coverage and customer service.
Contact Us
We’re here to help secure your success.
Whether you are looking for employee benefits plans; insurance for your business, home, auto or personal effects; or wealth management and financial planning services, we provide a comprehensive set of services to help you achieve success the way you define it.
Marshall+Sterling by the numbers.
#36
largest independent US insurance brokers
100%
employee-owned business
$1B+
in written premiums
200+
insurance carriers
represented
500+
professionals
160
years of service experience
22K
clients served