SECURE YOUR SUCCESS
Getting out in front of risk has its rewards.
Achieving success is one thing. Securing it is another. At Marshall+Sterling, we’re driven to help you reach your business and lifestyle goals—and protect them as the future unfolds.
What We Do
Minimize risk.
Maximize success.
Marshall+Sterling is an independent agency focused on protecting clients with customized business insurance, employee benefits, personal insurance, equine insurance, and wealth management services.
Business Insurance
The world is full of uncertainty. Marshall+Sterling’s business insurance and risk management experts customize plans to help safeguard your business.
Employee Health and Benefits
Marshall+Sterling’s employee benefits experts design and implement compliant benefits programs to fit your business’s needs, culture, and strategic plan.
Personal Insurance
Whether for your home, auto, recreational vehicles, or life and health, we have solutions to protect you from whatever life throws your way.
Retirement and Wealth
Dedicated to simplifying the complexities of the financial world and supporting you in achieving and protecting what matters most.
Why Marshall+Sterling?
Experience
Marshall+Sterling has 160 years of experience working across a range of industries.
People
You are supported by a dedicated team of risk protection and claims experts.
Process
Our customer-focused planning is based on your unique needs and risk tolerance.
Tools
We use state of the art analytics and predictive modeling to glean actionable insights.
Culture
Marshall+Sterling is employee-owned, which means we’re invested in your success.
“There is a great team oriented feeling, but at the same time I am given the independence and leeway that makes me feel like the owner of my own business.”
Matt Cronin, Sales Management
Careers
Join our growing team.
We’re creating a culture where creative, motivated, and caring people come together to build something meaningful. Build your career at one of the largest employee-owned independent agencies in the nation.
Explore our latest insights.
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2025 FSA Limit Increase and Other Indexed Benefit Figures
Annually, the Internal Revenue Service and Social Security Administration release cost-of-living adjustments that apply to dollar limitations set forth in certain IRS Code Sections. The Consumer Price Index warranted increases in some benefits figures for 2025—for a full summary and charts of key 2025 figures that are of interest to […]
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Marshall+Sterling Acquires FitzGibbons Agency
Marshall & Sterling Enterprises, Inc., has acquired the assets of FitzGibbons Agency LLC, a third-generation independent insurance agency serving the Oswego and Onondaga communities. The agency was previously owned by Pathfinder Bank and John FitzGibbons. “With this acquisition, we further solidify our strong presence in upstate New York,” said Marshall+Sterling […]
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Stay Safe After the Storm
If Hurricane Milton is affecting your area, it is important to know the following tips for what to do after a hurricane: Contact your service team promptly to report damages. Be patient, as delays are likely.In addition to insuring your home, we are committed to helping you and your loved ones stay […]
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The Benefits of Telematics for Commercial Fleets
Managing a fleet and drivers can be a challenge, particularly given the potential for accidents, employee injuries, liability concerns and increased costs associated with vehicle upkeep. Nevertheless, your fleet plays a major role in the success of your organization. As such, it’s crucial to take a proactive approach to fleet […]
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Protect Your Investment: The Vital Role of Construction Insurance for Glamping Resorts and Campgrounds
As the glamping and outdoor hospitality industry continues to grow, many entrepreneurs are recognizing the potential of creating high-end campgrounds, complete with luxurious accommodations, restaurants, and a range of amenities. However, constructing a large glamping resort involves significant investment and risk. Understanding and securing the right insurance coverage during the […]
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Empower Your Team: How Employee Training Can Prevent Claims and Lawsuits Across Your Campgrounds
In the campground and glamping industry, having well-trained employees is essential for operational success and risk mitigation. A cohesive, knowledgeable staff not only enhances guest experiences but also plays a critical role in maintaining safety and compliance across multiple locations. The Cost of Inadequate Training Consider a tragic story that […]
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How to Handle Tree Damage at Campgrounds: Essential Strategies for Risk Management
As camping season approaches, campground managers must prepare for the potential hazards that come with nature, including tree damage. With the increase in extreme weather events—such as wind storms that have become more frequent and intense—being proactive about tree management is crucial. At Marshall+Sterling, our mission is to empower our […]
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Who Needs an Umbrella Liability Policy? (Probably You)
Accidents happen, and it’s not uncommon for jury awards and out-of court settlements to run into the millions of dollars. While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current home or auto insurance offers you enough protection?
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Be Prepared for Unexpected Threats & Dangers
As a business owner, you are responsible for the safety of your employees and property. You need to be prepared for a host of unforeseen dangers that threaten safety, including criminal activity, natural disasters and terrorist acts. Though these events may seem unlikely, they could have catastrophic consequences so it is imperative that you prepare.
our Community
Making a difference where we work and live.
Our values drive us and our people inspire us. We are committed to being a strong regional partner and playing a key role within the communities we serve.
our history
We have served you for over 160 years, and we’re still going strong.
Since 1864, Marshall+Sterling has been the name synonymous with outstanding insurance coverage and customer service.
Contact Us
We’re here to help secure your success.
Whether you are looking for employee benefits plans; insurance for your business, home, auto or personal effects; or wealth management and financial planning services, we provide a comprehensive set of services to help you achieve success the way you define it.
Marshall+Sterling by the numbers.
#36
largest independent US insurance brokers
100%
employee-owned business
$1B+
in written premiums
200+
insurance carriers
represented
500+
professionals
160
years of service experience
22K
clients served