SECURE YOUR SUCCESS
Getting out in front of risk has its rewards.
Achieving success is one thing. Securing it is another. At Marshall+Sterling, we’re driven to help you reach your business and lifestyle goals—and protect them as the future unfolds.
What We Do
Minimize risk.
Maximize success.
Marshall+Sterling is an independent agency focused on protecting clients with customized business insurance, employee benefits, personal insurance, equine insurance, and wealth management services.
Business Insurance
The world is full of uncertainty. Marshall+Sterling’s business insurance and risk management experts customize plans to help safeguard your business.
Employee Health and Benefits
Marshall+Sterling’s employee benefits experts design and implement compliant benefits programs to fit your business’s needs, culture, and strategic plan.
Personal Insurance
Whether for your home, auto, recreational vehicles, or life and health, we have solutions to protect you from whatever life throws your way.
Retirement and Wealth
Dedicated to simplifying the complexities of the financial world and supporting you in achieving and protecting what matters most.
Equine Insurance
Our Equine Division specializes in personalized plans that encompass a full range of equine, farm, and ranch insurance coverage.
Why Marshall+Sterling?
Experience
Marshall+Sterling has 160 years of experience working across a range of industries.
People
You are supported by a dedicated team of risk protection and claims experts.
Process
Our customer-focused planning is based on your unique needs and risk tolerance.
Tools
We use state of the art analytics and predictive modeling to glean actionable insights.
Culture
Marshall+Sterling is employee-owned, which means we’re invested in your success.
“There is a great team oriented feeling, but at the same time I am given the independence and leeway that makes me feel like the owner of my own business.”
Matt Cronin, Sales Management
Careers
Join our growing team.
We’re creating a culture where creative, motivated, and caring people come together to build something meaningful. Build your career at one of the largest employee-owned independent agencies in the nation.
Explore our latest insights.
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In Memory of Mr. John O’Shea
It is with great sadness that we report the passing of John O’Shea, our Chairman Emeritus of the Board. Mr. O’Shea has been a pivotal figure in Marshall+Sterling’s story and success. His influence, wisdom, and dedication indelibly shaped this organization for over 70 years. His tireless service to his community […]
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Pinnacle Employee Services and Marshall+Sterling Expand Across New York
Pinnacle enters the Capital Region and Hudson Valley, while Marshall+Sterling expands into Central New York through a strategic investment and service partnership October 16, 2025 | East Syracuse, NY and Poughkeepsie, NY Pinnacle Employee Services (PES), a subsidiary of Pinnacle Holding Company, announced today its expansion into the Capital Region […]
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2026 FSA Limits and Other Indexed Benefit Amounts
Annually, the Internal Revenue Service and Social Security Administration release cost-of-living adjustments that apply to dollar limitations set forth in certain IRS Code Sections. The Consumer Price Index warranted increases in some benefits figures for 2026—for a full summary and charts of key 2026 figures that are of interest to […]
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Marshall+Sterling Acquires Jacob J Katz, Expands to Rockland County
Poughkeepsie, NY — Marshall+Sterling, a top 50 U.S. insurance brokerage of business and personal risk solutions headquartered in Poughkeepsie, NY, is pleased to announce the acquisition of Jacob J Katz & Company, a trusted, family‑owned, full‑service insurance agency serving clients nationwide since 1937. The move represents a key strategic expansion into Rockland […]
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ACA Affordability Rate Increased to 9.96% for 2026
This alert is of interest to Applicable Large Employers (ALEs) – generally those with 50 or more full-time employees (including full-time equivalent employees). Under the ACA’s employer shared responsibility (“Pay or Play”) provisions, large employers may be subject to a penalty if they do not offer affordable coverage that provides […]
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Marshall+Sterling Named Official Equine Insurance Provider of the United States Eventing Association Through 2027
Marshall+Sterling, a top 50 U.S. insurance brokerage of business and personal risk solutions, is proud to announce that it has been named the Official Equine Insurance Provider of the United States Eventing Association (USEA), a designation that will extend through May 2027. This partnership reinforces Marshall+Sterling’s longstanding commitment to the […]
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How the One Big Beautiful Bill Act Impacts Employee Benefits
Congress recently passed the “One Big Beautiful Bill Act” (OBBB), a sweeping legislative package aimed at overhauling key aspects of tax, healthcare, and workplace policy. The OBBB incudes significant updates to Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) aimed at expanding access, increasing savings flexibility, and modernizing tax-advantaged […]
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Answers to Your 5 Most Common Horse Insurance Questions
As I make my way through social media, taking the pulse of horse owners and their thoughts on equine insurance, a common post reads something like, “Hey hive mind – I’m thinking about insuring my new horse. Any thoughts?” Responses range from recommendations to warnings, and there is almost always […]
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PCORI Fees Due by July 31st
Employers who sponsor self-insured coverage—including health reimbursement arrangements (HRAs) and certain flexible spending accounts (FSAs)—are responsible for filing and paying the Patient-Centered Outcomes Research Institute (PCORI) fee by July 31st of the calendar year following the end of the applicable plan year. The fee is paid as an excise […]
our Community
Making a difference where we work and live.
Our values drive us and our people inspire us. We are committed to being a strong regional partner and playing a key role within the communities we serve.
our history
We have served you for over 160 years, and we’re still going strong.
Since 1864, Marshall+Sterling has been the name synonymous with outstanding insurance coverage and customer service.
Contact Us
We’re here to help secure your success.
Whether you are looking for employee benefits plans; insurance for your business, home, auto or personal effects; or wealth management and financial planning services, we provide a comprehensive set of services to help you achieve success the way you define it.
Marshall+Sterling by the numbers.
Top 50
privately held U.S. insurance brokerage
100%
employee-owned business
$1B+
in written premiums
200+
insurance carriers
represented
570+
professionals
160+
years of service experience