Consider our landlord/rental properties/short-term rentals insurance.

If you earn rental income from property, you need protection–and it comes in a variety of forms. At a basic level, landlords need to protect their property’s physical structure from damage cause by a number of perils, including storms and fires, as well as liability coverage in case you are sued. If you rely on rental income to cover mortgage payments, taxes, and other expenses related to your building, you should also explore loss of rental income coverage.

If you need to protect property you are listing on home-sharing services, short-term rental insurance may be what you need. It covers your property and potential liabilities while renters are occupying your home. This type of insurance can be purchased as an endorsement to an existing homeowner’s policy. (Most homeowner’s policies exclude rentals because they are considered a “business use.”) Additionally, some insurers offer stand-alone policies. Let Marshall+Sterling help you consider which coverage is right for you.