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Protect your success and navigate risk with confidence.

Marshall+Sterling has been serving the residents and businesses of the Virgin Islands since it opened its first office on St. Croix in 1967. The company increased its presence significantly in 1986 with the addition of Theodore Tunick & Co., a broker that had become one of the most prestigious agencies on the islands since its establishment in 1962. Over the years, we have grown through the acquisition of other local and dedicated brokers like Young-Clark (1984), CE Brathwaite & Co (1998) and Peoples Insurance (2007).

In 2019, the company added Employee Benefits to its service offerings, with the purchase of Baker Magras & Associates, and recently acquired Inter-Ocean Insurance Agency (2024).

We have repeatedly demonstrated our commitment to being a steadfast supporter for our clients and communities over 55 years, through some of the islands’ most trying times. In 2017, when the islands were battered by two category 5 hurricanes, our offices settled 6,000 claims totaling more than $770 million.

At the same time, Marshall+Sterling has become a major community supporter, contributing volunteers and money to dozens of non-profit, including donations totalling more than $200,000 since 2021 alone.

“We have two autos and two houses on their policies. I know if something goes wrong and there’s a mishap, there will be no judgement on their end, just a helping hand when you need it most. How can you beat that?”

KENNETH, St. John, VI

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Organizations we support.

Other solutions from Marshall+Sterling.

Business Insurance

Marshall+Sterling can help you analyze and assess your risk, delivering custom solutions to help you protect your business. 

Personal Insurance

Whether for your home, auto, RV, or life and health, we have solutions to protect you from whatever life throws your way.

Employee Health and Benefits

We provide our clients with a wide array of choices for cost-competitive programs throughout the insurance industry.

Retirement and Wealth

Dedicated to simplifying the complexities of the financial world and supporting you in achieving and protecting what matters most.