EMPLOYEE HEALTH AND BENEFITS
The right plan can help secure the right talent.
Marshall+Sterling employee benefits assists employers of all sizes with the design, implementation, and management of employee benefits plans, including helping you determine the best way to fund these plans.
Consider our employee health and benefits services.
Our dedicated employee benefits team delivers tailored strategies and solutions designed to enhance the programs that attract and retain the talent you need to achieve your goals. We combine our market strength with expertise and experience to help you strike a balance between meeting your employees’ needs and delivering on your financial commitments.
Employee Benefits Tools and Resources
To secure success, it helps to have the right tools. Visit our tools and resources page to gain access to:
- ACA Compliance Updates and Employer Tools
- Client Toolkit
- iNavigator Training
- New York Sexual Harassment Resources
- Other Tools and Resources
The smartest plan for today has to stay a step ahead of tomorrow.
Your next employee benefits program starts with you. Marshall+Sterling’s approach begins by exploring your organization’s goals, the challenges you face, and understanding the roadblocks that might arise on your horizon. Our experienced benefits professionals bring their industry expertise and innovative strategies to help educate you and tailor a program right for your organization, regardless of company size.
For large enterprises, TacticalHealth takes a strategic approach to address the issues you persistently face. We explore a variety of options and tools to help you bend the curve on increasing costs, and take the negotiation out of your renewals.
For smaller businesses with fewer resources and staff members, we offer SmartHealth, a program that sets you up for success, providing holistic solutions beyond healthcare cost savings, to meet all your HR and benefits needs.
We strategize with our clients to evaluate the opportunities that are right for them. We assign dedicated, experienced teams to help enroll your employees and show them how to get the most from their benefits. We also work with you to proactively avoid claims and risks, and we serve as an extension of your Human Resources, Compliance, and Benefits Administration teams.
Throughout your plan year, we deliver actionable insights for program effectiveness through comprehensive analytics, devising data-driven, clinical and financial adjustments that benefit your business and set you up for a strategic renewal process.
We also help our clients explore alternative funding methods, including plans that access cost containment strategies not available in the fully insured market, while still offering safeguards to mitigate the risk normally associated with self-insured plans.
No matter your company’s size, Marshall+Sterling has the talent, resources and strategies to help you protect your employees’ health, and help your company succeed.
What We Do
Marshall+Sterling’s employee health and benefits capabilities.
Strategic Planning
Marshall+Sterling conducts a thorough analysis of your existing plans and strategic goals to help you mitigate cost while also limiting employee disruption.
Plan Management
Our team of service professionals handle the administration of your plans so you can focus on your core business.
Comprehensive Financial Reporting
and Data Analytics
Identify trends and opportunities to lower your health insurance spend through Marshall+Sterling’s predictive risk modeling.
Large Group Strategies
Our TacticalHealth program offers large group clients long-term strategies that help you pay for what your members use, save money in good claim years, and bend the curve of continuously rising health insurance costs.
Small Group Strategies
SmartHealth offers smaller businesses holistic solutions beyond healthcare cost savings, to meet all their HR and benefits needs.
Pharmacy Advisory Services
Achieve significant savings through an extensive network of partners and programs that help you manage your plan’s largest expenses.
HR Administration
and Consulting
Our full service, fee-based human resource support tools assists businesses with their HR needs, including telephonic access to HR professionals when you have questions or need advice.
Employee Communications, Education, and Engagement
Employees who are educated on their benefits can guarantee the success of your plans. We provide year-round support to your employees to help them maximize their plan benefits.
Compliance and Legal Support Services
Be confident your health and welfare plans are in compliance with our dedicated teams and in-house legal professionals (i.e. Summary Plan Descriptions, Form 5500 filings, and Summary of Material Modification).
Flex Benefits and Third Party Administrative Services
Trust Marshall+Sterling to provide flexible spending plans and full administration of HSAs, HRAs, FSAs/LPFSAs, DCAP, and transit plans, as well as employee and employer portals and COBRA administration.
Alternative Funding
By analyzing your company’s health plan history, we help you explore funding options that manage your costs while also protecting the level of benefits your employees have come to expect.
Digital Resources
We have leading edge online tools that connect your benefits and HR processes in one convenient online platform, providing a seamless solution to manage all of your HR needs.
Professional Employer Organizations (PEO)
Professional employer organizations (PEOs) can help small and midsize businesses access benefits like health insurance, payroll, and human resources that they might not be able to afford and manage otherwise. We can help you choose a PEO and provide other support to help you get the most out of your PEO relationship.
Managing benefits can be complex. But it doesn’t have to feel that way.
Marshall+Sterling employee benefits offers a full suite of innovative, powerful and flexible services to support your business. These services simplify processes, alleviate your workload, and elevate employee education and engagement, all while staying in front of ever-changing compliance requirements and reducing costs for you and your employees.
We also provide a wide range of “in-house” services, including third party administration, HR technology support, COBRA, and direct billing. Additionally, our team is proud to administer HSAs, HRAs, FSA/LPFSAs, DCAP and Transit accounts.
By streamlining the employee experience, we make it easy to manage benefits and support employees every step of the way.
Other solutions from Marshall+Sterling.
Business Insurance
Marshall+Sterling can help you analyze and assess your risk, delivering custom solutions to help you protect your business.
Retirement and Wealth
Dedicated to simplifying the complexities of the financial world and supporting you in achieving and protecting what matters most.
Personal Insurance
Whether for your home, auto, RV, or life and health, we have solutions to protect you from whatever life throws your way.
Equine, Farm, and Ranch Insurance
Our Equine Division specializes in personalized plans that encompass a full range of equine, farm, and ranch insurance coverage.