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2024 Predictions for the Auto Insurance Market
As we venture into 2024, the auto insurance market landscape is still grappling with factors from 2023 and earlier. This section discusses what auto insurance may look like for consumers in 2024. Understanding these influences is vital for consumers navigating the complexities of car insurance.
6 Factors Driving Commercial Auto Losses
A variety of trends have contributed to the rise of commercial auto losses. These trends have contributed to a difficult market for buyers of commercial auto insurance. Here is a look at the most significant factors driving commercial auto losses across the country.
12- and 15-passenger Van Accident Reporting
A 12- and 15-passenger van collision can be a stressful experience for everyone involved. It can be easy to feel overwhelmed and confused after a collision, but it is important that you stay calm. There are several critical post-crash steps you need to keep in mind—steps that can help save lives, keep those involved safe…
Uninsured and Underinsured Motorist Coverage
Insurance may help cover car repairs and medical costs for you and your passengers after an accident if the driver at fault doesn’t have enough or any auto liability insurance. Sometimes, these policies are sold as a package or separately. Below are some types of coverage that may be included in your UM/UIM policy or…
How to Know if Your Business Needs Product Guarantee Insurance
Many businesses face risks related to their product’s performance and claims in this area can have significant and far-reaching consequences. Product guarantee insurance can be an integral part of a company’s insurance portfolio, as it may offer valuable protection against allegations that a business’s product failed to meet specifications or function properly.
Insuring Your Valuables
Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage.
Preparing for the 2024 Homeowners Insurance Market
Homeowners must take appropriate steps to financially protect their properties, families and investments. While this is true every year, it may be especially important in the difficult insurance market predicted for 2024.
OSHA Penalty Schedule
An employer receives a written citation when it violates OSHA standards or regulations. The citation will describe the particular nature of the violation and will include a reference to the provision of the chapter, standard, rule, regulation or order the employer violated.
Benefits and Risks of Rooftop Solar Panels for Commercial Properties
As solar rooftops become an increasingly common addition to commercial properties, businesses need to be aware of the pros and cons of this technology. While they can provide significant financial, environmental and reputational benefits, they can also present various risks, such as fire and structural hazards. They can also be susceptible to damage from several…
The Risk of Near Misses in the Workplace
For every accident that occurs in the workplace, there are just as many, if not more, close calls. Maybe a co-worker was pulled aside just in time to avoid burns from a piece of industrial equipment. Or a forklift tipped over in the middle of a job and the worker using it was able to…
OSHA’s Safety and Health Bulletin on Safety Helmets in the Workplace
On Nov. 22, 2023, OSHA provided a Safety and Health Information Bulletin (SHIB) on the use of safety helmets in the workplace. This SHIB is not a standard or regulation, and it creates no new legal obligations. The SHIB is advisory in nature and informational in content, and it is intended to assist employers in…
Commercial Insurance Trends to Watch in 2024
Insurance experts often examine how outside trends, reforms and movements in the larger economy affect the insurance marketplace, and businesses should follow suit to determine what factors may impact their coverage. For 2024, there are a host of sweeping market developments to consider.