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The Effect of Rising Building Material Costs on Homeowners Insurance

Homeowners could discover that their existing policy limits and coverage features no longer offer adequate protection—leaving them financially vulnerable in the event of a loss. Further, homeowners insurance carriers may increase policyholders’ premium costs to account for the risk of elevated claim expenses.

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NYS Public Employers Required to Have Written Plan of Operations for Public Health Emergencies Including COVID-19

NY State “Emergency Preparedness Law” requires public employers to adopt a written plan for operations in the event of a declared public health emergency involving a communicable disease, including COVID-19. The written plans were to be adopted by April 1, 2021.

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Protect Your Property with Ordinance and Law Coverage

Protect Your Property with Ordinance and Law Coverage

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COVID-19 – It’s Impact on Women, and What we Can Do About It

A brief article from Wealth Planning Advisor Kelsey Ponesse, CPA with some tips for women, especially during a big change in their life – such as retirement, a job change, life change, or perhaps just a realization that it’s time to make sure their wealth is in order and working towards the right goals.

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2022 Indexed Benefit Figures Including FSA Limit Increase

A summary of recently released 2022 limits related to health flexible spending accounts (FSAs) and commuter benefits.

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What the Biden Vaccine Mandate Means for Employers, Impact of HIPAA Privacy Rule on COVID‐19 Vaccine Inquiries

Employee Health and Benefits HR

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Tips for Reducing Auto Claims for Businesses

Businesses can actively manage auto risks by setting driver qualifications, creating driving rules, and implementing driver training. Review the following guidance to learn more about how to reduce auto claims for your business.

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OSHA to Mandate Vaccine and Testing Temporary Standard for COVID‐19

Employee Health and Benefits HR

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Commissioner’s Designation Pursuant to Labor Law § 218-b for COVID-19

Employee Health and Benefits HR

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ACA Affordability Limit Decreased to 9.61% for 2022

For the third time in the ACA’s history, the required contribution percentage used to determine whether employer-sponsored health coverage is “affordable” has been reduced.

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NY HERO Act Update: Covid-19 Designated an Airborne Infectious Disease

NY HERO Act Update: Covid-19 Designated an Airborne Infectious Disease

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What is a financial plan, and why should you have one?

Would you pack up your car for a vacation, pack all the kids in the car, turn onto the highway and drive, without knowing where you’re headed? Not usually! Same thing goes with a financial plan. Contact our team at Marshall & Sterling Wealth Advisors.

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