News
One of the best ways to stay ahead of risk? Stay well informed.
News
7 Roadway Tips for Teens
You may feel excited at the chance to get behind the wheel, but it’s normal to feel a little anxious about driving too. That’s why you should use the tips below to stay safe on the road.
Individual Horseowners’ Liability Insurance
If you own or rent a house, or own a car, you have liability insurance, right? If not, you should consider coverage if you want to help protect yourself if, for example, legal action is taken against you when a visitor slips down your front steps, or you take your eyes off the road for…
Cyber Attacks – A Growing Business Interruption Threat
As businesses continue to rely on computers and digital storage of essential data, cyber attacks will continue to be a potential exposure. Read on to learn how a cyber attack could lead to a business interruption and what you can do to mitigate the risk.
October 9, 2019 Deadline to Complete Required NY State Sexual Harassment Training
Every employer in New York State is required to provide employees with sexual harassment prevention training by October 9, 2019. See these resources to satisfy these new requirements.
Insuring your College Student
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school.
Expect Increased IRS Scrutiny, Audits & Penalty Letters on ACA Compliance
With the pace of outgoing penalty letters set to increase substantially, it is more important than ever that employers are properly prepared to avoid significant IRS ACA penalties.
Benefits of Commercial Auto Insurance
When it comes to running a business, vehicles – whether they’re leased, rented or owned – are crucial for a variety of tasks. Whether transporting materials and tools to worksites, hauling goods for deliveries or driving to meet clients, companies of all kinds rely on safe and functioning vehicles to serve customers and generate profit.
Calculating Your Renters Insurance Needs
Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. Let’s examine what renters insurance covers and how to calculate your policy needs.
How to Respond When An Active Shooter Is In Your Vicinity
An active shooter is an individual who is actively engaged in killing or attempting to kill people in a confined and populated area, according to the Department of Homeland Security. In most cases, the situations are unpredictable and evolve quickly.
ACA Affordability Percentage Reduced to 9.78% for 2020
For the second time in the ACA’s history, the required contribution percentage used to determine whether employer-sponsored health coverage is “affordable” has been reduced.
Seven Insurance Policies for Small Businesses
With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. Marshall & Sterling, Inc. is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’s bottom line.
Guidelines for Providing Surge Protection
When it comes to losses of electrical and electronic equipment, few events can match the destruction caused by surges (transients) and electrical noise. These phenomena are responsible for about 50 percent of most electronic equipment failures today—and that doesn’t even begin to take into account the latent damage or degradation to electrical equipment caused by…