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One of the best ways to stay ahead of risk? Stay well informed.
News
Mold and Bacteria Concerns Due to Extended Building Shutdowns or Reduced Operations
If an office or facility experiences reduced operations or is shut down for an extended period of time, it’s important to address any potential risks that may have developed. Two such hazards that can impact the health of building occupants include the growth of Legionella bacteria and mold—which can flourish in plumbing and heating, ventilating…
Employers Should Start Preparing for 2024 RxDC Reporting
The next RxDC report for group health plans and health insurance issuers is due by Saturday, June 1, 2024, covering data for 2023. How should you prepare?
Is Captive Insurance Right for You?
As insurance rates rise and options shrink, many businesses are considering captive insurance to meet their unique needs. Is this approach right for your business?
Commercial Property Insights: The Importance of Adequate Roof Drainage
Effective roof drainage is vital for maintaining the structural integrity of a commercial building. Drainage systems play a pivotal role in efficiently eliminating water and debris from a roof, as well as directing the water away from the building. Despite their importance, proper upkeep of these systems is often ignored.
U.S. Supreme Court Cases for Employers to Watch in 2024
In 2024, the U.S. Supreme Court will decide several cases—it has already decided one case—that may have a significant impact on employers. It is important that employers are aware of the issues presented in these cases and the potential implications the Supreme Court’s decisions could have on the workplace.
Health Plan Eligibility: Do's & Don'ts to Avoiding Penalties
Employers sponsoring group health plans have some flexibility when deciding which groups of employees and dependents will be eligible for coverage. However, there are several crucial eligibility requirements employers should adhere to for health coverage. These rules can be categorized into important eligibility “do’s” and “don’ts” for employers to follow.
Car Insurance Terms Every Driver Should Know
We get it, auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker:
Compliance Overview: Independent Contractor Rule
Worker classification directly impacts employee eligibility for benefits, legal protections (such as minimum wage and overtime rights) and taxation. Employee misclassification is a growing concern for the U.S. Department of Labor (DOL). While several tests exist to determine whether a worker is an employee or an independent contractor, the DOL uses the economic reality test…
Legal Update: NYC Requires Employers to Provide Notice of Workers’ Rights
New York City (NYC) has enacted a new law, Local Law 161, that requires every employer in the city to post and provide each of their employees with a “Workers’ Bill of Rights” by July 1, 2024.
Risk Management: Quarterly Compliance Updates
Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top of new requirements and minimize its compliance risks. For more information on these topics, please contact Marshall & Sterling
How New Drivers Can Lower Car Insurance Premiums
Car insurance rates typically decrease as drivers get older, with the most significant decrease occurring between 18 and 19. This decline in premiums is due to insurance companies’ perceived risk reduction between these ages.