Individual Financial Planning
Customized strategies to help you reach your financial goals.
Every circumstance is different and each experience is unique. We tailor our financial planning specifically for you and your situation, to help you take control of your fiscal picture and pursue your short- and long-term financial goals.
Focused Life Planning
For clients looking for comprehensive planning and ongoing support, we offer our Focused Life Planning.
We understand that the wealth you have accumulated isn’t just dollars on a statement; it’s the measurable result of your life’s work.
Taking the time to understand your current situation, your values and goals, our team of professionals develop a Focused Life PlanTM to serve as your roadmap. This process assists us in managing your assets, providing advice, and supporting you with decisions for your future. Utilizing a fee-based approach allows us to keep you and your goals front and center.2
What can I expect?
- Focused Life PlanTM: A comprehensive financial plan encompassing risk management, asset allocation, retirement planning, social security analysis, cash flow analysis, education planning, and estate planning. Also included is a personalized web portal for tracking and data aggregation of your accounts to keep you better organized.1
- Personalized Risk Assessment: Based on goals, age, investing time horizon, and risk preferences, we will create a personalized risk score to help you pursue your investment objectives.1
- Holistic Advice: By analyzing your goals, objectives, and risk tolerance, our team will provide you with direction to help you better pursue your goals and how that ties into your Focused Life PlanTM.
- Customized Portfolio: Your advisor will have access to a variety of portfolios to recommend custom tailored investment allocations.
- Consistent Monitoring: Your portfolio is monitored and updated regularly to keep you on track with your risk tolerance and goals. This includes regular rebalancing, tactical weighting, and tax-loss harvesting.
- On-going Communication: You will have access to frequent communication, timely and informative letters, and the ability to attend events offered throughout the year. We conduct periodic reviews, and we encourage you to contact us.
- Tax-efficient Investing: Through our process of discovery, we will consider the impact of taxes and allocate your account in a tax-efficient manner. This could also include the use of tax-loss harvesting at year-end.3
- Team of Professionals: Access to a dedicated team of professionals with local offices. Wealth planners, portfolio managers and service staff available to support and answer your questions.
- Educational Events: We host events throughout the year to support, educate, and deepen relationships with our clients.
- There is no guarantee that the implementation of a Financial Plan will yield positive results.
- Pricing disclosed in management agreement signed at account opening. Maximum advisory charge is 2%. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk.
- References to tax strategies that Marshall+Sterling Wealth Advisors service considers in managing accounts should not be confused with tax advice. Marshall+Sterling Wealth Advisors does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.
We’re here to help you reach your financial goals.
Learn how Marshall+Sterling Wealth Advisors can support you in achieving and protecting what matters most. Reach out to us today to learn more.
Other solutions from Marshall+Sterling.
Business Insurance
Marshall+Sterling can help you analyze and assess your risk, delivering custom solutions to help you protect your business.
Personal Insurance
Whether for your home, auto, RV, or life and health, we have solutions to protect you from whatever life throws your way.
Employee Health and Benefits
We provide our clients with a wide array of choices for cost-competitive programs throughout the insurance industry.
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