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Consider our equine mortality services.

Equine mortality insurance helps cover your horse against loss from a covered accident, illness, disease, injury, theft, humane destruction, and transportation anywhere in the continental U.S. or Canada (optional worldwide territories are available). The premium rate is based on the horse’s use, breed, and age. With certain equine insurance carriers for horses that qualify, a full equine mortality policy includes, at no extra charge:

  • Colic Surgery Coverage
  • Agreed Value Coverage
  • Guaranteed Extension Coverage

Full mortality coverage for your horse may be bound upon receipt of a completed and signed application and underwriting approval. Additional forms may be required based on a horse’s age and value. Click here for a free quote.

Access our equine mortality applications and forms.

Are there optional 
coverages?


Medical, Colic, and Surgical: Coverage is provided for the cost of medical, colic, and surgical procedures performed by a veterinarian, including diagnosis as a result of accident, illness, or disease. These types of endorsements can cover a portion of diagnostic testing, medical treatment, surgical services, as well as after care treatment.

Air Transport/Overseas Territory Extension: Full Equine Mortality coverage policies do not cover outside of the continental United States, but coverage may be extended to include international transportation to and from other approved countries. Please contact your agent for eligibility requirements and pricing. Prior notification of transit must be given before coverage will be extended. 

The coverages described above are summarized and subject to the terms, conditions and exclusions printed in the policy. Refer to the policy form for specifics on coverages and limits. All coverages are subject to state law, which may vary materially from stated information.

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Marshall+Sterling specializes in personalized plans that encompass a full range of equine, farm, and ranch insurance coverage options. Reach out to us today to learn more.

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Secure your success with customized equine mortality insurance.

Let Marshall+Sterling help you find an equine insurance policy that matches your needs. Reach out to us today to learn more.

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Name*
Email*
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Horse Information

What is the horse’s sex?*
Do you own the horse, or do you lease the horse from its owner?*
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Please note that the insured value you request may need to be substantiated to the underwriters by purchase price, competition record, or breeding record.
Is the horse currently insured?*
How is the horse used?*

Medical and Surgical Types of Coverages

Insurance Products Requested*

If you perform commercial equestrian activities such as riding instruction, boarding and/or training horses for others, organizing and/or hosting horse shows and clinics, visit our Equine Liability quote page.

Additional Coverages

With some companies, the limits available for Medical and Surgical types of coverages depends on the horse’s insured value. We will quote you the option that best fits the limits you have requested in this quote. Please call with any questions.

Please indicate above any health problems (injuries, accidents, illnesses, lamenesses, or diseases) the horse has experienced throughout its life. Please include the diagnosis, approximate date when it occurred, the treatment given, and how long since the horse has fully recovered and been in normal, full work. Please note: If you do eventually apply for coverage, pre-existing conditions are not covered. The underwriters will need to review the information provided during the application process and determine what, if any, coverage, they will offer and any additional exclusions that will apply.

Important: While we will be happy to provide you with an initial quote based on the information above, the quote is not a guarantee of coverage. Also, the quotation process is not a binder. If you would like to bind coverage on your horse, you must speak directly to an agent and provide the required documentation for review.

Disclaimer Notice: The premiums quoted are estimates based on information you provided. This quotation does not constitute a contract of insurance, nor does it provide coverage for any loss or claim. Further information may be required in order for a complete quote to be provided. This quote request contains some information about coverage offered but it does not list all of the conditions and exclusions that apply to the described coverage. The actual wording of the policy governs all situations.

This is not an “Application” for insurance. We ask that you provide general quote request information on this online form for the purposes of gathering general information on your interest in our insurance products and services. A Marshall+Sterling representative will be in contact with you shortly to discuss the formal application process.

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