1. Fast Facts
According to the Congressional Budget Office, hurricane and tropical storm damages account for approximately $9 billion in losses to commercial businesses each year.
Significant portions of the United States are at risk of experiencing the effects of tropical storms and hurricanes, including the Atlantic and Gulf of Mexico coastal areas, Hawaii, parts of the Southwest, Puerto Rico, the Pacific Coast and the U.S. Virgin Islands.
2. Before a Hurricane Is Predicted
- Develop a business continuity plan.
- Designate employee roles.
- Develop a written plan (i.e., measures to preserve life and property).
- Practice the plan.
- Establish communication procedures.
- Determine and stock necessary supplies.
3. After a Hurricane Is Predicted
- Take pictures of the facility for documentation purposes.
- Secure yard storage, machinery, and equipment.
- Inspect, repair, and clear all roof drains.
- Board up windows and doors.
- Place sandbags outside any opening to the building.
- Test emergency generators.
- Elevate important business property within the building in case of flooding.
4. During the Storm (If its determined it is safe to stay on-site)
- Watch for roof leaks, pipe breakage, fire, or structural damage, and make repairs as necessary.
- Check the sprinkler water pressure and watch for loss of pressure.
- Turn off electrical switches if a power outage occurs to avoid reactivation before necessary checks are completed.
5. After the Storm
- Perform a status check on employees.
- Hire professionals to survey for safety hazards, including live wires, gas leaks and damage to foundations or underground piping.
- Take photographs of the damage.
- Start repairs.
- Contact your insurance agent and carrier(s)
Business Insurance
Safety
