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Preventing Property Losses With Infrared Thermography

For commercial property owners and managers, protecting facilities and minimizing potential losses is of utmost importance. One invaluable resource is infrared thermography. This advanced imaging technology is nonintrusive and highly efficient in detecting issues before they escalate into major complications. This article explores the mechanics of infrared thermography and its multiple applications in reducing commercial…

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MGM Cyberattack Emphasizes Need for Layered Defenses

The odds are stacked in favor of increasingly bold and sophisticated cybercriminals, as MGM Resorts International and Caesars Entertainment learned this week, meaning organizations need multiple layers of defense and heightened vigilance against social engineering tactics.

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6 Factors Driving Commercial Auto Insurance Costs

The commercial auto insurance space has consistently hardened over the past decade, evidenced by ongoing rate increases, limited capacity and other difficult market conditions. In this hard market, most insurance companies have struggled to reach profitability for commercial auto insurance policies. This is largely due to several cost-driving trends impacting the segment. As such, it’s…

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Understanding the Roadway Excavation Quality Assurance Act

As the construction industry grows, it's essential to stay aware of the latest developments. The Governor of New York, Kathy Hochul, just recently passed the Roadway Excavation Quality Assurance Act. This legislation will cause a notable impact on contractors and their businesses; making it important that everyone in the construction industry understands the implications of…

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Understanding Insurable Interest in Horse Insurance Policies: Leases, Horses on Trial, Purchases over Time Insurance Policies

Leases, Horses on Trial, Purchases over Time The concept of insurable interest is a common topic in equine insurance, especially when clients are working on insuring a horse that they lease, are taking on trial, or purchasing over time. Basically for a party to have an insurable interest in a horse, they would need to…

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Protect your Business' Rooftop Assets with Hail Guards

Hailstorms can wreak havoc on a business's rooftop equipment, including its cooling towers, exhaust fans, and heating, ventilating and air conditioning systems. Hail guards are specially designed to protect and cover such equipment while still promoting proper building ventilation. This article highlights the advantages of using hail guards to shield a business's rooftop equipment to…

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7 Factors Driving Commercial Property Insurance Costs

Several cost-driving trends have contributed to the hard commercial property insurance market. This environment has led to continuous rate increases and other challenging conditions. In these circumstances, it’s crucial for businesses to understand why premiums have been rising. This article discusses seven factors currently impacting commercial property insurance costs.

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2022 EEO-1 Filing Opens October 31, 2023

The U.S. Equal Employment Opportunity Commission (EEOC) announced the 2022 EEO-1 reporting period will open on October 31, 2023. The deadline for employers to file their EEO-1 reports will be December 5, 2023.

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Equine Insurance Coverages for Racehorses

Occasionally our office receives inquiries as to whether or not we can help insure race horses, and since the types and availability of coverage for race horses is very different from what we consider pleasure, sport and show horses, we thought the subject deserves its own blog.

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Common Components of a Cyber Insurance Policy

In recent years, organizations of all sizes and sectors have become increasingly reliant on workplace technology and digital systems to conduct their operations. Nevertheless, utilizing such technology carries additional exposures and liabilities. That’s why it’s crucial to secure adequate cyber coverage.

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4 Ways Artificial Intelligence Can Help Reduce Workers’ Compensation Expenses

Artificial intelligence (AI) encompasses machines, computer systems and other devices that can simulate human intelligence processes. This technology has the potential to change many aspects of the workplace, especially as it pertains to preventing and managing occupational injuries. As a result, implementing such technology could significantly impact organizations’ workers’ compensation programs, particularly in the realm…

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ACA Affordability Percentage Drops Significantly for 2024

This E-Alert is of interest to Applicable Large Employers (ALEs) – generally those with 50 or more full-time employees (including full-time equivalent employees). Under the ACA’s employer shared responsibility ("Pay or Play") provisions, large employers may be subject to a penalty if they do not offer affordable coverage that provides minimum value to their full-time…

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