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SEC Adopts Final Rules for Public Companies’ Cybersecurity Disclosures

On July 26, 2023, the U.S. Securities and Exchange Commission (SEC) published final rules to enhance and standardize how companies disclose cybersecurity risk management, strategy, governance and incidents. The rules apply to public companies that are subject to the reporting requirements of the Securities Exchange Act of 1934. The final rules will become effective 30…

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Vehicle Theft on the Rise, NHTSA Report

The National Highway Traffic Safety Administration (NHTSA) reports that vehicle thefts in the United States are on the rise, with more than 1 million motor vehicles stolen in 2022—a 25% increase from previous years. In partnership with the National Insurance Crime Bureau, the NHTSA encourages all vehicle owners to be extra vigilant in their security…

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USCIS Releases New Form I-9

The U.S. Citizenship and Immigration Services (USCIS) announced a new version of Form I-9 that employers should use starting August 1, 2023.

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Marshall & Sterling Acquires The Hearn Agency and Jacksland Associates

The Hearn Agency is based in Canajoharie, NY, while its subsidiary Jacksland Associates is based in Johnstown, NY. The acquisition closed on June 1, 2023.

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Factors Driving a Hard Insurance Market and How to Respond

From an insurance buyer’s perspective, it can sometimes feel as if premium prices change on a whim. But the truth is that the insurance market is cyclical in nature, fluctuating between soft and hard markets.

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Why You Need Personal Umbrella Liability Insurance

An umbrella insurance policy protects you from a downpour—that worst-case scenario where you could lose everything in a lawsuit.

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OSHA’s Safe and Sound Week Scheduled for Aug. 7-13

Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of this, the Occupational Safety and Health Administration (OSHA) holds a nationwide event each August called Safe and Sound Week, which promotes the importance of companies incorporating safety and…

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OSHA Expands Injury and Illness Submission Requirements for Employers in High-hazard Industries

On July 17, 2023, OSHA announced a final rule that will require certain employers in designated high-hazard industries to electronically submit additional injury and illness information than what is currently required but employers are already required to keep. The final rule will become effective on Jan. 1, 2024.

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Experts Update 2023 Atlantic Hurricane Season Forecast

Colorado State University (CSU) researchers recently provided updated projections for the 2023 Atlantic hurricane season (June 1 through Nov. 30), now expecting “above-average” tropical cyclone activity in the coming months. This article offers more information on the new forecast and outlines key takeaways for both businesses and individuals to keep in mind.

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Marshall & Sterling Insurance Acquires Mancino Insurance

Marshall & Sterling Insurance has acquired of Marcy, NY- based Mancino Insurance Agency, expanding the company’s New York presence.

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All You Need to Know about Filing a Claim

Many people are flustered when they file an insurance claim given that claims typically follow devastating events like car accidents, illnesses or home fires. To help you file a claim with ease, we have compiled some useful information you need to make the best of this trying experience.

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IRS Issues Guidance on HDHP Coverage and COVID-19 Preventative Care

IRS Issues Guidance on HDHP Coverage and COVID-19 Preventative Care

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