News
One of the best ways to stay ahead of risk? Stay well informed.
News
Tips for Avoiding Heat Illnesses This Summer
Summer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children. The combination of heat and humidity in the summer months can be downright uncomfortable and even dangerous. Whatever your age, don’t let the summer heat get the best of you.
How to Prepare for a Hurricane at Home
From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips.
Factors to Consider When Estimating Maximum Loss of Business Income
Business interruption insurance can offer much-needed financial protection when an organization’s usual business activities are disrupted by covered perils (e.g., fires, theft, vandalism, heavy wind and hailstorms). Sometimes called business income insurance, this form of coverage can be purchased as a supplement to commercial property insurance or secured through a business owner’s policy—a bundled insurance…
Good News on the Workers' Comp Insurance Front
Injuries on the job are never infrequent enough. Even though Workers' Comp insurance rates have been dropping, your company can always do more to prevent injuries and save money.
Protect Your Employees from Extreme Heat
Outdoor workers, especially those performing strenuous activities, face heat threats disproportionately. Construction workers are particularly vulnerable.
Mitigating Financial and Legal Risks
Incorporating crucial requirements into your construction contracts will help mitigate financial, legal, and operational risks associated with your construction projects, saving you time, money, and headaches.
Over 80% of Employers Will Add or Improve Benefits in the Next Year
A new report by health care benefits company Lively found that 81% of organizations plan to add or improve employee benefits in the next year to better recruit and retain employees. Furthermore, the report showed that employee experience, feedback and ease of use matter the most when benefits leaders decide to select or renew with…
Business Best Practices: Is your safety program up to date?
Fostering a strong safety culture provides many benefits. In addition to reducing the risk of workplace accidents, such a culture can also help improve employee morale, enhance a business’s reputation and minimize related costs and liabilities. This article explains what it means to have a strong safety culture, outlines associated benefits and provides strategies companies…
Tips to Keep Teen Drivers Safe & Insurance Costs Down
According to the Centers for Disease Control and Prevention, the risk of motor vehicle accidents is higher among 16- to 19-year-olds than among any other age group—they are nearly three times more likely to crash than older drivers!
Reduce Your Risk: Is your Firework Display Insured?
Fireworks are an indispensable part of celebrations such as Independence Day and New Year’s Eve. When your business or organization puts on a special event with fireworks, take precautions to reduce the risks and keep your employees and spectators injury-free with Marshall & Sterling Insurance.
Business Best Practices: National Safety Month
June is National Safety Month. This campaign, put together by the National Safety Council (NSC), highlights efforts to prevent injuries and deaths inside and outside the workplace. It also helps provide learning opportunities for employees, allows employers to share their safety pride and gives employees the opportunity to pledge that they will work safely.
The Value of Business Interruption Insurance
When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. That’s where business interruption (BI) insurance can help.