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Is your property insurance limit adequate?

If you own commercial property, a wide variety of policy options are available at different prices that cover an assortment of replacement or repair options at the time of loss. Knowing how much your property is worth and obtaining the insurance policy that both protects you and suits your financial needs is important.

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5 Ways to Reduce Your Data Exposures

Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices regularly and make achievable cyber security resolutions to help protect themselves from costly breaches:

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Hurricane Preparation

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance…

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Flood Safety Precautions

According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. It’s important to be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even small streams, culverts or dry…

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What You Should Know About Flood Insurance

Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens.

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Webinar: ACA Compliance in 2019

Marshall & Sterling recently hosted a webinar – “ACA Compliance in 2019.” Some of the topics this webinar covers are: The Current State of the ACA Individual & Employer Mandate Updates ACA Taxes, Fees & Reporting 2019 Indexed ACA Figures Common Misconceptions & FAQs

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Celebrating Sales Excellence

Each year, we hold a Sales Executives Conference to help excite and inform our Sales Executives, and celebrate their success over the last year. This year our team celebrated at Rivers Casino in Schenectady, with a special session from the team at Sandler Training. The event was generously sponsored by our partners at ProAct Pharmacy…

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Business Continuity in the Face of Disaster

Many business owners fail to consider how they would manage if a fire or natural disaster rendered their business premises temporarily unusable. According to the Federal Emergency Management Agency (FEMA), almost 40 percent of all businesses that close down following a disaster never open again.

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The Business Case for a Cleaner, Safer Workplace

Spring is a great time of year to get rid of the clutter you’ve accumulated over the winter and tackle the dust and grime that has crept into your workspace. It’s also a great opportunity to think about safety and eliminate potential hazards.

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Safety When Buying and Selling Online

It’s easier than ever to buy or sell things on online platforms like Facebook Marketplace or Craigslist. However, you always need to be careful when meeting strangers to exchange purchases. These simple steps can help protect you when completing an online purchase in person:

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4 Reasons to Purchase Product Liability Insurance

Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and settlements. These costs can easily reach six figures.

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4 Reasons to Purchase Product Liability Insurance

Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and settlements. These costs can easily reach six figures.

Read More