News
One of the best ways to stay ahead of risk? Stay well informed.
News
4 Things to Consider When Purchasing a Fixer-Upper
Thanks to HGTV, many of us are feeling more empowered than ever when it comes to home improvement and considering purchasing fixer-uppers to convert into our dream home. The possibilities are endless. Older homes have become a target for this trend, allowing us to hold onto some of the charm and character they offer while…
Things to Consider When Starting a Home Based Business
Starting a home based business might sound appealing (working in your PJ's, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor.
Help the Hudson Valley – Going Paperless Will Plant Trees
As we all know, trees are an important part of what keeps the Hudson Valley a beautiful place to live.
Gain freedom on the road with the right motorcycle coverage
There’s nothing like the freedom you feel when riding, but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.
Federal Court Orders Employers Must Submit EEO-1 Pay Data by September 30, 2019
Employers required to complete an annual Employer Information Report (EEO-1 Report) must submit pay data by September 30, 2019, as ordered by a federal judge on April 25, 2019. Employers should note the deadline to submit Component-1 data remains May 31, 2019.
New York Employers Must Provide Employees With Up to 3 Hours of Paid Time Off to Vote
Effective immediately, the New York Election Law has been revised to allow all employees to request up to three hours of paid time off to vote for any election, regardless of their work schedule.
Is your property insurance limit adequate?
If you own commercial property, a wide variety of policy options are available at different prices that cover an assortment of replacement or repair options at the time of loss. Knowing how much your property is worth and obtaining the insurance policy that both protects you and suits your financial needs is important.
5 Ways to Reduce Your Data Exposures
Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices regularly and make achievable cyber security resolutions to help protect themselves from costly breaches:
Hurricane Preparation
Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance…
Flood Safety Precautions
According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. It’s important to be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even small streams, culverts or dry…
What You Should Know About Flood Insurance
Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens.
Webinar: ACA Compliance in 2019
Marshall & Sterling recently hosted a webinar – “ACA Compliance in 2019.” Some of the topics this webinar covers are: The Current State of the ACA Individual & Employer Mandate Updates ACA Taxes, Fees & Reporting 2019 Indexed ACA Figures Common Misconceptions & FAQs