News
One of the best ways to stay ahead of risk? Stay well informed.
News
Should I Replace or Repair My Car?
While it’s important to repair any issues with your car in a timely fashion, it’s sometimes better to cut your losses and purchase a new car altogether. However, it can be difficult to know when it stops making sense to pay for repairs. Keep the following considerations in mind to help guide your decision:
Proper Gutter Maintenance
Maintaining your gutters is important, as it can help you avoid costly repairs in the future. In fact, if gutters are obstructed and rainwater doesn’t flow properly, damage from rainwater or freezing can add up quickly. In order to keep your gutters in good condition, consider the following tips:
Best of VI Voting is Open
Each year people vote for the very best in the Virgin Islands… Best Hotels, Best Restaurants, and yes…Best Insurance Agencies! The winners are voted on by people both from the VI and the mainland who want to recognize their favorite local businesses.
Marshall & Sterling Announces New Vice Presidents and Senior Vice Presidents
Marshall & Sterling Insurance recently announced the promotion of five employees to the position of Vice President within the agency. The new Vice Presidents are: Chris Harris, Branch Manager of the Kingston, NY office; Yvonne McCrea, Director of Personal Lines; Katy Pagano, Director of Loss Control; Dan Round, Sr.
When Leasing Space to Tenants – Who Owns the Improvements?
Suppose you're leasing a storefront to a retailer that makes improvements to the facility by adding features to help sell its products. During the lease, a fire breaks out and damages the building, including the features added by the retailer to improve the space. When the insurance claims are made, the following questions arise:
Minimizing Customer Injury Risk
Customer personal injury claims can be costly and very damaging to your establishment’s reputation. They can be much more frequent than employee claims in some types of stores, especially warehouses that allow customer access. Employee safety programs are not sufficient to protect customers, who are at risk for many more accidents than employees for three…
Don't Let Unpredictable Summer Weather Affect Your Pawn Business
Summer is known to be the season of fun in the sun – but it also brings the threat of dangerous storms. Summer weather can become extreme with thunderstorms, hurricanes, tornados, and the threat of flooding on top of it all. Don’t get caught unprepared in an emergency.
Readers' Choice Awards Honors
We are excited to announce that we have been included in the "best of the best" honorees from the Times Herald Record Readers' Choice Awards again thsi year! We were one of the top 3 votes for Insurance Company, Insurance Agent (Brian from our Middletown office) and also for Best Overall Employer!
Travel Insurance
Your vacation may have taken months to plan. Travel insurance can protect against possible financial losses if you are forced to cancel, delay or interrupt your vacation. Insure your investment for non-refundable losses with a travel insurance policy.
Top 10 Things to Check If You're Going on Vacation
We've reached that point of Summer where families are trying to squeeze in vacations during the last few weeks before school starts, and people are trying to soak up as much sun as they can "before it's too late". You've got your hotel booked and bathing suit packed — but have you prepared your home…
Don't Let Unpredictable Summer Weather Affect Your Business
Summer is known to be the season of fun in the sun – but it also brings the threat of dangerous storms. Summer weather can become extreme with thunderstorms, hurricanes, tornados, and the threat of flooding on top of it all. Don’t get caught unprepared in an emergency.
Ensure ADA Website Compliance and Avoid Lawsuits
The Americans with Disabilities Act (ADA) of 1990 prohibits discrimination based on disability. This means ensuring that everyone has reasonable access to all areas of public life.