News
One of the best ways to stay ahead of risk? Stay well informed.
News
5 Must-Do’s for Employee Orientation
Employee orientation is an important piece of HR and employee management. A formal orientation is essential to setting a new hire up for success and helping your company maintain the corporate image and values you portrayed during the interview process.
Are You Under-insured?
In all honesty, how carefully do you check the details and content of your insurance policy? If you’ve answered “not that much” then please continue reading!
25 Most Commonly Stolen Passwords of 2017
How clever is your password? If it’s on the list below, your password is just as easily stolen as it is remembered. Protect yourself by making sure you’re not using one of the top 25 most commonly stolen passwords of 2017, as determined by IT security firm SplashData.
Nicoll & MacChesney Agency Joins Marshall & Sterling Insurance
We're excited to announce the acquisition of Nicoll & MacChesney Insurance, an independent agency located in Troy, NY. Founded in 1964, Nicoll & MacChesney provides a broad range of personal and commercial insurance services throughout the Capital Region and eastern New
ACA "Cadillac Tax" and Health Insurance Tax Delayed
On January 22, President Trump signed into law a short-term spending bill after it was passed by both chambers of Congress earlier that day. The bill includes delays or suspensions of three taxes under the Affordable Care Act (ACA) and a six-year extension of the Children’s Health Insurance Program (CHIP).
DOL Announces New Standard for Unpaid Interns
On Jan. 5, 2018, the U.S. Department of Labor (DOL) announced that it would adopt a new standard for determining whether interns and students are “employees” who must be paid under the Fair Labor Standards Act (FLSA).
Benefits of D&O Insurance for Private Companies
With today's emphasis on Corporate transparency and accountability, an organization's directors and officers face a countless number of exposures. Regardless of your company's size or mission, the legal costs associated with a lawsuit can be crippling for both the organization and your directors and officers.
Responding to Ransomware Attacks
Although all types of cyber attacks are dangerous, ransomware is quickly becoming the most popular way for hackers to exploit businesses. In mid-2017, the WannaCry ransomware attack affected over 250,000 devices in at least 150 countries and caused massive financial damage.
Reduce Your Liquor Liability Risk
Businesses that serve alcohol expect their employees or patrons to have a good time and act in a responsible manner. What they don’t expect, however, is to find out that they are liable for the actions of an intoxicated person. While the vast majority of businesses serve alcohol without incident, the harsh reality is that…
The Benefits of Crime Insurance
As a leader within your organization, you want to trust your employees and the people you do business with. However, the reality is that no business is immune to the threat of crime and fraud.
10 Employee Retention Resolutions for 2018
With a new year upon us, your attention is likely focused on setting financial and productivity goals for your business. As you plan, make sure to look at one area you may have overlooked: employee retention. Employee retention has a huge impact on your bottom line, and now is a great time to make some…
Keep Your Pipes From Freezing
One of the messiest and most costly homeowner repairs is fixing a burst frozen pipe. Water from a burst pipe can cause damage to carpeting, short out electrical appliances and ruin furniture. Water expands as it freezes and puts significant pressure on the metal or plastic pipes that hold it.