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7 Tips for Driving Safely in Fog

This time of year, foggy mornings can be common. And no matter how vigilant a driver you are during weather events like heavy fog, visibility is poor and can negatively impact your driving. To remain safe when driving in fog, do the following:

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Medicare Part D Creditable Coverage Notice Deadline

Each year, employer-sponsored health plans that offer any type of prescription drug coverage to Medicare eligible individuals must disclose if the coverage offered is as generous as the standard Part D drug plan (“Creditable”) or not.

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Dealing with Tree Damage

Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your…

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Buy Local Expo 2017

On September 20, Tammy Holt from Marshall & Sterling was proud to participate in the Ulster County Regional Chamber of Commerce's Buy Local Expo, which highlighted dozens of area businesses serving Ulster County and the Hudson Valley. The event was held at Diamond Mills in Saugerties, NY. Watch her interview below:

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What Factors Affect Your Life Insurance Rate?

Whether you are 25 or 55, a life insurance policy gives you the peace of mind that should the worst happen, you and your loved ones will be taken care of.

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Does Safe Driving Save You Money?

For better or worse, your automobile insurance premium is a direct result of your driving record. This amount is determined by the insurance company to cover the costs of insuring you and your family as drivers on the road. Want to lower your premium? Keep your driving record clean!

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Marshall & Sterling Honored with “TRENDSETTERS AWARD” from National Safety Council

We are proud to announce that the National Safety Council has awarded Marshall & Sterling Insurance with a “Trendsetters Award” at their 2017 Congress & Exposition, held on September 23, 2017 in Indianapolis, IN.

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Home Maintenance Tips for Fall

Keeping up with seasonal repairs and upkeep not only shows pride of ownership, but can reduce the risk of costly and preventable home expenses. Prepare your home for the Fall and upcoming Winter with the following considerations: Home Exterior

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15 Warning Signs of Workers' Compensation Fraud

The workers' compensation (WC) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries. While the majority of WC claims are truthful, the National Insurance Crime Bureau reports that billions of dollars of false claims are submitted each year.

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Tim Dean Honored with Community Service Award

Our president, Tim Dean, received the “Community Service Award” at the annual Professional Insurance Agents of NYS board of directors dinner held Sept. 12, 2017. The PIANY Community Service Award recognizes individuals who demonstrate a significant commitment to the improvement of his or her community.

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Restoring Your Business After a Flood

Hurricanes and floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period. Your business could be underwater in a flash, and you could be faced with mounting repair bills and extended interruption to your business.

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Avoid Scams When Donating to Disasters

Hurricane Harvey is the strongest storm to make landfall in the United States since Hurricane Charley in 2004. News of the damage it has caused to southeastern Texas is prompting people to help in whatever ways they can.

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