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Home Maintenance Tips for Fall

Keeping up with seasonal repairs and upkeep not only shows pride of ownership, but can reduce the risk of costly and preventable home expenses. Prepare your home for the Fall and upcoming Winter with the following considerations: Home Exterior

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15 Warning Signs of Workers' Compensation Fraud

The workers' compensation (WC) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries. While the majority of WC claims are truthful, the National Insurance Crime Bureau reports that billions of dollars of false claims are submitted each year.

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Tim Dean Honored with Community Service Award

Our president, Tim Dean, received the “Community Service Award” at the annual Professional Insurance Agents of NYS board of directors dinner held Sept. 12, 2017. The PIANY Community Service Award recognizes individuals who demonstrate a significant commitment to the improvement of his or her community.

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Restoring Your Business After a Flood

Hurricanes and floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period. Your business could be underwater in a flash, and you could be faced with mounting repair bills and extended interruption to your business.

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Avoid Scams When Donating to Disasters

Hurricane Harvey is the strongest storm to make landfall in the United States since Hurricane Charley in 2004. News of the damage it has caused to southeastern Texas is prompting people to help in whatever ways they can.

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Get The Good Student Discount

Teens and young adults often face hefty auto insurance premiums because, statistically, they are more likely to get into car accidents. The Department of Motor Vehicles reports that the crash rate for those between the ages of 16-19 is 2.7 times greater than that of the average driver.

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ACA Employer Mandate and Reporting Still Apply

Republican efforts to repeal and replace the Affordable Care Act (ACA) came to a halt when the Senate fell short of the 51 votes required to pass the Health Care Freedom Act (HCFA) late last month.

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Think you're too small to need cyber insurance? Think again.

Most small businesses think their company is too small to be a target for hackers – that their data just won't be valuable. In reality, data thieves are simply looking for the path of least resistance.

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Summer’s Here, And So Is Spear Phishing

Cyber attacks and resulting data breaches often begin with a spear-phishing email. Spear phishing differs from regular email phishing in its use of extensive research to target a specific audience, which allows the spear phisher to pose as a familiar and trusted entity in its email to a mark.

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Will I get paid for my property loss? How long will it take?

These are just two of the most pressing questions pawnbrokers ask. Most pawnbrokers would agree that it makes perfect business sense to buy insurance to protect their property, and the property of their clients. The main question most pawnbrokers ask is “will I get paid?” and “how long will it take to be reimbursed by…

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5 Cyber Tips for Traveling

Staying safe while traveling involves more than simply locking your valuables in a hotel safe. Today, cyber crime is just as prevalent as conventional crime. In fact, your digital property may be more valuable to criminals than your personal property. Before packing for your next trip, take the following precautions to protect yourself and your…

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Marshall & Sterling voted "Best Insurance Agency" Second Year in a Row

We are excited to announce that we have been voted "best of the best," 1st place in the Times Herald Record Readers' Choice Awards, for the category of Insurance Company. Our employees take great pride in this recognition – it's quite an honor!

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