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The Importance of Business Interruption Insurance: Safeguarding Against Unexpected Disruptions
Small businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects on a business. One way businesses can protect themselves from the financial impacts of these occurrences is by securing business interruption insurance. This type of coverage can offer valuable assistance following a…
8 ways to Reduce Your Utility Bill This Winter
When outside temperatures begin to drop, one of the costliest consequences is the increased energy it takes to maintain a comfortable home temperature. Though it may be tempting to simply lower the temperature on a thermostat, there are several ways to lower your utility bill while staying warm and cozy. With this in mind, consider…
How to Control your Holiday Spending
The holidays can be a stressful time of year, and money is one of the leading causes of holiday anxiety for Americans. Here are a few pointers to help you stick to your holiday budget and manage your seasonal financial stress.
A Safer Thanksgiving: Practical Tips for a Trouble-Free Holiday Meal
The National Fire Protection Association stated Thanksgiving Day as the leading day of home fire reports, having 3-4 times more fires than any other day of the year. As we enter the holiday season, it's crucial to practice safety measures in the kitchen and safeguard your home, family, and assets with expert advice tailored for…
Amazon Offers Primary Care to Prime Members for $99 a Year
Amazon recently announced that it will offer Amazon Prime subscribers discounted One Medical memberships for an additional $9 per month ($99 annually). This announcement comes roughly one year after Amazon purchased One Medical, a virtual and in-person primary care service. A One Medical annual subscription currently costs $199. Amazon Prime members who sign up will…
3 Defensive Driving Tips That Could Save Your Life
Many jobs require employees to drive a company vehicle. While most drivers are cautious and attentive, accidents can occur without warning—even if the operator has years of experience. When accidents happen, it can be incredibly costly for employers. What’s more, just one accident can cost employees their job or lead to serious, debilitating injuries.
Be Prepared for Winter Storms
Preparing for winter storms is crucial to survival and safety. Become familiar with winter storm warning signals so you can take appropriate action and learn the dangers of winter ailments so you can avoid injury. Winter Weather WarningsFamiliarize yourself with the following weather alerts so you know what actions you may need to take:
2024 FSA Limit Increase + Other Indexed Benefit Figures
Annually, the Internal Revenue Service and Social Security Administration release cost-of-living adjustments that apply to dollar limitations set forth in certain IRS Code Sections. Read more to view the figures for 2024.
Protecting Your Business Against Frozen Pipes and Sprinkler Systems
During the winter season, businesses face a unique set of property challenges, including the risk of frozen pipes and sprinkler systems. These issues can result in costly damage, disruption of operations and potential safety hazards. It is essential to understand which pipes and systems are most vulnerable to freezing, the impact of cold weather on…
Decrease Injury Risk or Fatality, Develop Your JSA Program
OSHA fined a New Jersey General Contractor $180,000 due to their safety negligence for not recognizing the hazards working near power lines. They allowed workers employed by subcontractors to work 5-7 feet from live power lines using scaffolds.
Secondary Perils Cause Significant Impact on Commercial Property Insurance
Secondary perils, such as severe convective storms, floods, wildfires and hailstorms, have significantly impacted the commercial property market. In fact, according to industry data, secondary perils have consistently accounted for over 50% of insured natural disaster losses in recent years. This article provides more information on secondary perils, including their impact on the property insurance…
OSHA Announces Top 10 Violations for 2023
OSHA recently revealed its top 10 most frequently cited standards in the 2023 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs.