News
One of the best ways to stay ahead of risk? Stay well informed.
News
Don’t Slip Up and Hurt your Bottom Line!
Did you know that slip, trip and fall claims can drive up insurance costs, soak up valuable time and cause a negative impact on employees? Marshall & Sterling Insurance has one of the longest London insurance relationships in the Check Cashing Industry.
How Labor Shortages Affect Liability Risks
Keep reading to better understand the factors contributing to the ongoing labor crisis, how employee shortages impact business liability exposures and steps employers can take to help minimize these workforce concerns.
Avoid Problems When You Sell Your Car!
Virgin Islands law makes the seller of a vehicle responsible for ensuring that the title is transferred promptly (within 24 hours) to the name of the buyer at the VI Bureau of Motor Vehicles (BMV). Signing the back of the title is not enough!
Foal Insurance Explained
Late Winter/Early Spring is foaling season for most of the country, so if your evenings will soon revolve around foal watch, now is the time to consider how to insure the next addition to your equine family.
6 Common Car Insurance Myths
Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered…
Is Business Insurance Tax Deductible?
According to the IRS, business owners can deduct ordinary and necessary business expenses. This means that several types of commercial insurance premiums are deductible.
Loss Control Tips: Water Damage
A leak or water damage incident in one unit can easily affect other areas of your building. Take heed of these loss control tips.
Know the Details of Your Insurance Coverage
Understanding the differences between Basic, Broad and Special insurance coverage is essential for every islander. Fully understanding “under insurance” is also critical.
How to Manage Business Risks
A risk management plan involves implementing various techniques that can help mitigate or prevent loss. There are multiple ways a company can organize its risk management plan, but steps commonly consist of identifying, assessing, and managing risks.
Preventing Water Damage
One of the most common causes of water damage within your home is often preventable. After all, this form of damage isn’t always due to heavy rainstorms or melting snow. Rather, water damage often stems from a lack of home maintenance.
Understanding Your Commercial Auto Insurance Premiums
Auto insurance rates are based on several factors: frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles. This means that while your company’s inherent level of risk is a factor that affects the premium you will pay for auto insurance, that amount…
Cyber Liability Insurance
As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or…