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One of the best ways to stay ahead of risk? Stay well informed.
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Understanding Your Commercial Auto Insurance Premiums
Auto insurance rates are based on several factors: frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles. This means that while your company’s inherent level of risk is a factor that affects the premium you will pay for auto insurance, that amount…
Cyber Liability Insurance
As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or…
8 Common Car Insurance Myths
Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered…
Personal Cyber Coverage Explained
Typically offered as an endorsement to a homeowners policy, this form of coverage can provide financial protection for losses resulting from a range of cyber incidents—including fraud, identity theft and data breaches. Keep reading to learn more about the growing need for this coverage and the key types of personal cyber insurance available.
How to Create a Spending Plan
Once you have a general idea of how much you need to save each month to reach your retirement goal, you need to determine where you will find the money. There’s one simple trick for saving for any goal: spend less than you earn. The first step is to get organized by creating a spending…
Does Your Home Have A Radon Problem?
Radon, a colorless and odorless gas, is the leading cause of lung cancer in nonsmokers – causing an estimated 21,000 lung cancer deaths per year. In an effort to alert homeowners, the Environmental Protection Agency (EPA) has designated January as National Radon Action Month.
Home Office Ergonomics
Working from home comes with its own set of challenges. If an employee finds themselves working from home for a prolonged period of time, it is especially important to take steps to prevent ergonomic injuries. Taking small steps can go a long way to injury prevention at home.
Eric Diamond Appointed Marshall & Sterling President & CEO
Eric Diamond becomes Marshall & Sterling President Jan. 1, 2023.
Why You Should Conduct a Home Inventory
Though your homeowner's insurance policy provides the protection that you need in the event of a loss such as a fire or burglary, your policy can only pay for items that you can document. In order to assure that all your prize possessions will be replaced, you should conduct a home inventory, so you have…
Making Resolutions That Last for the Entire Year
The new year usually comes along with new resolutions—spending less, being more active and so on. However, keeping a new resolution a few months down the road can take some serious dedication. Here are a few tips to ensure that your resolutions will last all the way until 2024:
3 New Years Resolutions You'll Want to Make – And Keep
It's that time again — the new year means new goals and resolutions. Are you looking for a resolution that will stick longer than last year's vow to visit the gym every day? We've come up with three that can have a big impact!
Resolve to Check in on Your Insurance
From year to year, our insurance needs can change. The new year is a perfect time to sit and reflect on those changes.