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Be Prepared for Unexpected Threats & Dangers

As a business owner, you are responsible for the safety of your employees and property. You need to be prepared for a host of unforeseen dangers that threaten safety, including criminal activity, natural disasters and terrorist acts. Though these events may seem unlikely, they could have catastrophic consequences so it is imperative that you prepare.

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Commercial Property Insights: Fire Protection Impairment Programs

An uncontrolled fire can be extremely damaging to your organization, and while a fire protection system may be able to protect against many threats, impairments are an inevitable part of a fire protection system’s life cycle. For the safety of your organization and its employees, it is necessary to have a fire protection impairment program…

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Helping the Pawn Community Prosper

Insurance affordability is in the news everyday. Pawnbroker business insurance is impacted from rising claims from weather, riots, theft, and trip and fall lawsuits. When this happens, it is possible to then loose your no claims bonus. Claims can increase rates and preferred insurance eligibility.

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Protecting your Pawnshop from Civil Unrest

The civil unrest and riots that spread across the country in 2020 had a significant impact on pawn shops. With people feeling the stress of a challenging economy and tense times, it could happen again.

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Are You Prepared when Disaster Strikes? National Preparedness Month

Since 2004, the Federal Emergency Management Agency and the Ready Campaign have promoted National Preparedness Month (NPM) every September. In honor of NPM, take some time to prepare your household for an emergency today.

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Discover Discounts by Bundling Your Insurance Policies

All of your insurance policies are designed to protect your finances, but did you know that keeping all of your coverage with the same provider can give you a discount?

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Federal District Court Blocks the FTC’s Noncompete Ban

On Aug. 20, 2024, the U.S. District Court for the Northern District of Texas issued an order blocking the Federal Trade Commission’s (FTC) noncompete ban, which had a scheduled effective date of Sept. 4, 2024. The court had previously put the noncompete ban on hold in this case (Ryan LLC v. FTC), but only for…

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Insure your Summer Fun

Before you put the boat on the lake or get the ATVs out of storage, check with your insurance agent to make sure they are properly protected.

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Five Horse Insurance Myths & Misconceptions

As part of Broadstone Equine Insurance Agency, my career has given me the opportunity to travel around the country to events and competitions as diverse as local horse club meetings, national championships, and association conventions. What I most enjoy is meeting horsepeople from all walks of life to hear their opinions when it comes to…

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Getting Long-term Care Planning Right

70% of Americans over 65 years old will need some level of long-term care services.[1] And yet, only 3% of Americans have some sort of long-term care insurance[2]. The problem lies in that when it comes to planning a safe and secure retirement, long-term care remains a confusing and unaddressed challenge to many people’s financial…

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Tips for Avoiding Heat Illnesses This Summer

Summer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children. The combination of heat and humidity in the summer months can be downright uncomfortable and even dangerous. Whatever your age, don’t let the summer heat get the best of you.

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How to Prepare for a Hurricane at Home

From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips.

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