News
One of the best ways to stay ahead of risk? Stay well informed.
News
Federal District Court Blocks the FTC’s Noncompete Ban
On Aug. 20, 2024, the U.S. District Court for the Northern District of Texas issued an order blocking the Federal Trade Commission’s (FTC) noncompete ban, which had a scheduled effective date of Sept. 4, 2024. The court had previously put the noncompete ban on hold in this case (Ryan LLC v. FTC), but only for…
My Least Favorite Cliche – “Don’t Look a Gift Horse in the Mouth”
The idea behind the old adage, “Don’t look a gift horse in the mouth” is that it’s rude to closely inspect a gift to see if it meets your standards, such as checking the gift horse’s teeth to determine its age. To extrapolate from that idea, I am amazed at […]
Insure your Summer Fun
Before you put the boat on the lake or get the ATVs out of storage, check with your insurance agent to make sure they are properly protected.
Five Horse Insurance Myths & Misconceptions
As part of Broadstone Equine Insurance Agency, my career has given me the opportunity to travel around the country to events and competitions as diverse as local horse club meetings, national championships, and association conventions. What I most enjoy is meeting horsepeople from all walks of life to hear their opinions when it comes to…
Getting Long-term Care Planning Right
70% of Americans over 65 years old will need some level of long-term care services.[1] And yet, only 3% of Americans have some sort of long-term care insurance[2]. The problem lies in that when it comes to planning a safe and secure retirement, long-term care remains a confusing and unaddressed challenge to many people’s financial…
Tips for Avoiding Heat Illnesses This Summer
Summer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children. The combination of heat and humidity in the summer months can be downright uncomfortable and even dangerous. Whatever your age, don’t let the summer heat get the best of you.
How to Prepare for a Hurricane at Home
From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips.
Factors to Consider When Estimating Maximum Loss of Business Income
Business interruption insurance can offer much-needed financial protection when an organization’s usual business activities are disrupted by covered perils (e.g., fires, theft, vandalism, heavy wind and hailstorms). Sometimes called business income insurance, this form of coverage can be purchased as a supplement to commercial property insurance or secured through a business owner’s policy—a bundled insurance…
Good News on the Workers' Comp Insurance Front
Injuries on the job are never infrequent enough. Even though Workers' Comp insurance rates have been dropping, your company can always do more to prevent injuries and save money.
Protect Your Employees from Extreme Heat
Outdoor workers, especially those performing strenuous activities, face heat threats disproportionately. Construction workers are particularly vulnerable.
Mitigating Financial and Legal Risks
Incorporating crucial requirements into your construction contracts will help mitigate financial, legal, and operational risks associated with your construction projects, saving you time, money, and headaches.
Over 80% of Employers Will Add or Improve Benefits in the Next Year
A new report by health care benefits company Lively found that 81% of organizations plan to add or improve employee benefits in the next year to better recruit and retain employees. Furthermore, the report showed that employee experience, feedback and ease of use matter the most when benefits leaders decide to select or renew with…