News
One of the best ways to stay ahead of risk? Stay well informed.
News
Commercial Property Insights: Fire Protection Impairment Programs
An uncontrolled fire can be extremely damaging to your organization, and while a fire protection system may be able to protect against many threats, impairments are an inevitable part of a fire protection system’s life cycle. For the safety of your organization and its employees, it is necessary to have a fire protection impairment program…
Helping the Pawn Community Prosper
Insurance affordability is in the news everyday. Pawnbroker business insurance is impacted from rising claims from weather, riots, theft, and trip and fall lawsuits. When this happens, it is possible to then loose your no claims bonus. Claims can increase rates and preferred insurance eligibility.
Protecting your Pawnshop from Civil Unrest
The civil unrest and riots that spread across the country in 2020 had a significant impact on pawn shops. With people feeling the stress of a challenging economy and tense times, it could happen again.
Are You Prepared when Disaster Strikes? National Preparedness Month
Since 2004, the Federal Emergency Management Agency and the Ready Campaign have promoted National Preparedness Month (NPM) every September. In honor of NPM, take some time to prepare your household for an emergency today.
Discover Discounts by Bundling Your Insurance Policies
All of your insurance policies are designed to protect your finances, but did you know that keeping all of your coverage with the same provider can give you a discount?
Federal District Court Blocks the FTC’s Noncompete Ban
On Aug. 20, 2024, the U.S. District Court for the Northern District of Texas issued an order blocking the Federal Trade Commission’s (FTC) noncompete ban, which had a scheduled effective date of Sept. 4, 2024. The court had previously put the noncompete ban on hold in this case (Ryan LLC v. FTC), but only for…
My Least Favorite Cliche – “Don’t Look a Gift Horse in the Mouth”
The idea behind the old adage, “Don’t look a gift horse in the mouth” is that it’s rude to closely inspect a gift to see if it meets your standards, such as checking the gift horse’s teeth to determine its age. To extrapolate from that idea, I am amazed at […]
Insure your Summer Fun
Before you put the boat on the lake or get the ATVs out of storage, check with your insurance agent to make sure they are properly protected.
Getting Long-term Care Planning Right
70% of Americans over 65 years old will need some level of long-term care services.[1] And yet, only 3% of Americans have some sort of long-term care insurance[2]. The problem lies in that when it comes to planning a safe and secure retirement, long-term care remains a confusing and unaddressed challenge to many people’s financial…
Tips for Avoiding Heat Illnesses This Summer
Summer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children. The combination of heat and humidity in the summer months can be downright uncomfortable and even dangerous. Whatever your age, don’t let the summer heat get the best of you.
How to Prepare for a Hurricane at Home
From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips.
Factors to Consider When Estimating Maximum Loss of Business Income
Business interruption insurance can offer much-needed financial protection when an organization’s usual business activities are disrupted by covered perils (e.g., fires, theft, vandalism, heavy wind and hailstorms). Sometimes called business income insurance, this form of coverage can be purchased as a supplement to commercial property insurance or secured through a business owner’s policy—a bundled insurance…