News
One of the best ways to stay ahead of risk? Stay well informed.
News
Horse Mortality Insurance & Humane Destruction
Humane Destruction – A Common Source of Confusion Horse people are by nature a pretty optimistic bunch–somewhat of a prerequisite considering the nature of our sports. So, it’s understandable that most of us spend as little time as possible pondering the possibility of our horses being injured or dying. Not a bad idea considering that…
Cyber Risk: 7 Loss Control Techniques
Protecting your business from cyber risks can be an overwhelming venture. A new day means more viruses are being discovered, more spam is being delivered to your inbox and yet another well-known company is the victim of a data breach.
Understanding Total Cost of Risk
Over time, an idea of an organization’s Total Cost of Risk can provide a form of measurement for assessing how its risk-related costs are changing, relative to the overall growth rate of the business. Understanding your TCOR and your ranking helps identify areas where your organization can save money.
Third-party Employment Practices Liability Insurance
Third-party EPLI fills this gap between EPLI and CGL, and offers protection against allegations of wrongful acts made by customers, clients, vendors and suppliers. In general, covered claims include the following:
Screening Applicants Using Background Checks
Background screening of prospective employees and volunteers is an effective risk management tool that can reduce employee turnover, deter theft and embezzlement and prevent liability and litigation troubles.
Spending Bill Repeals Cadillac Tax & Other ACA Fees
On Dec. 20, 2019, President Trump signed into law a spending bill (H.R. 1865) that repeals three taxes and fees under the Affordable Care Act (ACA)
2019 ACA Reporting Refresher
The Affordable Care Act (ACA) has been the law of the land for a number of years now but many employers are still frustrated with the corresponding 1094/1095 reporting. As the end of the year approaches, employers should be prepared to tackle, with a great degree of accuracy, the ACA reporting that must be completed…
Tips for Selecting Tires for Winter Driving
Here are few feelings as frightening as losing control of your vehicle. In winter driving conditions, the chances of this happening increase. To stay safe on the road, it is important to select the right set of tires for your winter driving needs.
New Laptop, Tablet or Cell Phone?
Getting a new computer, notebook, tablet or other technology is often necessary to keep up with the times. But what are you going to do with the old one? See these tips…
IRS Extends Due Date for 2019 ACA Reporting to Individuals
On December 2, 2019, the Internal Revenue Service (IRS) published Notice 2019-63 extending for a fifth time the deadline for furnishing ACA reporting forms to enrollees and employees.
Claims Can Increase Your Home Insurance Cost
Home insurance is important to help you financially recover from a disaster. Unfortunately, filing claims can affect the cost of your insurance. Here are five examples, along with some ideas to reduce the chance of a loss that could create a claim
Holiday Retail Sales Risks
OSHA requires that employers provide employees with a safe and healthy workplace. As a result, OSHA encourages employers to adopt effective safety and health management tools to identify and eliminate work-related hazards, including those caused by large masses of people during busy shopping times such as the holiday season.