News
One of the best ways to stay ahead of risk? Stay well informed.
News
10 Cyber Security Resolutions to Reduce Your Data Exposures
Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices at the start of each new year and make achievable cyber security resolutions to help protect themselves from costly breaches.
Canine Campers: Avoiding the “Ruff” Issues
We have created a suite of insurance options and risk management services to help address the unique risks your campground or RV park operations face.
Winter Driving Reminders
Winter weather can present many driving headaches for drivers, slick roadways being one of them. One of the most dangerous winter driving hazards is skidding. If it happens at a high speed, the result can be deadly. But most skids can be avoided by simply adjusting to driving conditions and knowing how to recover from…
Focus on Safety in 2019
We all know that safety is important, but do you realize just how costly a workplace injury can be? When all is said and done, injuries can cost business owners hundreds of thousands of dollars. The extra expense to pay for injuries has a powerfully negative effect to a company’s bottom line.
Enhancing School Safety – A Guide to Prevent Targeted School Violence
When incidents of school violence occur, they leave a profound and lasting impact on the school, the community, and our nation as a whole. Ensuring safe environments for elementary and secondary school students, educators, administrators, and others is essential.
Welcoming Linda Flanagan to Our Team
Marshall & Sterling Insurance is pleased to announce that Linda Flanagan has joined the agency as a Sales Executive in the Kingston, NY branch office.
Paid Family Leave Benefit Updates for 2019
Effective January 1, 2019, eligible employees will be able to take up to 10 weeks of Paid Family Leave at 55% of their average weekly wage. The NY PFL benefit is capped at 55% of the Statewide Average Weekly Wage of $1,357.11.
Protect Your Most Cherished Gifts from Identity Theft
The holidays are about so much more than exchanging presents…it’s a time to reflect on precious gifts in our lives. Family and friends gather around tables or in front of the fireplace laughing, remembering, and cherishing time together. This holiday season, while you eat, drink, and be merry, make sure you protect what matters most:
ACA Remains in Force After Court Rules Unconstitutional
A federal district court in Texas has ruled the entirety of the Affordable Care Act (ACA) unconstitutional.
IRS Extends Due Date for 2018 ACA Reporting to Individuals
On Nov. 29, 2018, the Internal Revenue Service (IRS) published Notice 2018-94 extending for a fourth time the deadline for furnishing ACA reporting forms to enrollees and employees.
10 Steps to Harden the Target
We have seen an increase in violent robberies and burglaries across the Nation. We thought it important to provide the Pawnbroker community with a few reminders on some best practices for security since there are times we all become complacent with our business.
Understanding Coinsurance
Taking the time to understand your insurance policies is well worth the effort. An insurance policy is a complex contract that often contains provisions that assigns certain responsibilities to the policyholder, such as a coinsurance clause. Often misunderstood, Marshall & Sterling has gathered the basics on coinsurance to help eliminate any potential confusion.