News
One of the best ways to stay ahead of risk? Stay well informed.
News
2018 Index Figures & Benefit Limits
The Consumer Price Index rose 2.0% and therefore warranted increases in some benefits figures for 2018, including annual HSA and FSA contribution limits.
Insurance Scores and Credit Freezes
If your business is looking for an insurance quote, it's important to know that many of our carriers consider insurance scores to be an important and predictive rating element. They obtain an insurance score on all new business applicants, and use the score received at inception on each subsequent renewal.
Executive Action on Health Care
On October 12, 2017, President Trump signed an Executive Order directing various departments to consider easing some health insurance rules related to small businesses, short-term health insurance policies and Health Reimbursement Accounts (HRAs) with the stated goal of increasing consumer options for health insurance.
October is National Cyber Security Awareness Month
Data security is crucial for all businesses. Customer and client information, payment information, personal files, bank account details—this information is often impossible to replace if lost and is extremely dangerous in the hands of criminals. Data lost due to disasters such as a flood or fire is devastating, but losing it to hackers or a…
How to Avoid Home Improvement Scams
Remodels and other home improvements are an important part of being a property owner. When done correctly, these projects can add value to a home and make it more attractive to future buyers.
7 Tips for Driving Safely in Fog
This time of year, foggy mornings can be common. And no matter how vigilant a driver you are during weather events like heavy fog, visibility is poor and can negatively impact your driving. To remain safe when driving in fog, do the following:
Medicare Part D Creditable Coverage Notice Deadline
Each year, employer-sponsored health plans that offer any type of prescription drug coverage to Medicare eligible individuals must disclose if the coverage offered is as generous as the standard Part D drug plan (“Creditable”) or not.
Dealing with Tree Damage
Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your…
Buy Local Expo 2017
On September 20, Tammy Holt from Marshall & Sterling was proud to participate in the Ulster County Regional Chamber of Commerce's Buy Local Expo, which highlighted dozens of area businesses serving Ulster County and the Hudson Valley. The event was held at Diamond Mills in Saugerties, NY. Watch her interview below:
What Factors Affect Your Life Insurance Rate?
Whether you are 25 or 55, a life insurance policy gives you the peace of mind that should the worst happen, you and your loved ones will be taken care of.
Does Safe Driving Save You Money?
For better or worse, your automobile insurance premium is a direct result of your driving record. This amount is determined by the insurance company to cover the costs of insuring you and your family as drivers on the road. Want to lower your premium? Keep your driving record clean!
Marshall & Sterling Honored with “TRENDSETTERS AWARD” from National Safety Council
We are proud to announce that the National Safety Council has awarded Marshall & Sterling Insurance with a “Trendsetters Award” at their 2017 Congress & Exposition, held on September 23, 2017 in Indianapolis, IN.