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One of the best ways to stay ahead of risk? Stay well informed.
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Cyber Monday Safety Tips
The Monday after Thanksgiving has become known as the biggest online shopping day of the year, with companies offering discounts galore to entice customers. But it’s also a day that scammers hope to use to their benefit by trying to lure in victims with offers that sound too good to be true.
The Importance of Shutting Off Utilities During a Disaster
After a disaster where utilities have been disrupted, there may be a need to turn off certain utilities in order to control additional damage from the disaster. This usually involves turning off one or more of the following: natural gas, water and electricity.
What to Do in the Event of an Active Shooter
Workplace violence may be a rare occurrence, but you should never underestimate the importance of being prepared in the event that your workplace is targeted by an active shooter. An active shooter is an individual who is engaged in killing or attempting to kill people in a confined and populated area.
Prevent Vehicle Rust
While dirt on a vehicle is unsightly, it can also wear away your car’s finish and accelerate rusting. This can be expensive, difficult to reverse and even negatively affect your car’s resale value. To protect your car’s finish, practice the following:
The Benefits of Raising Your Auto Insurance Limits
Insurance is mandatory in order to operate a vehicle in the United States, and every state has specific coverage limits that you must meet. While meeting these minimum limits may be enough to get you on the road, they are often inadequate if you are involved in a serious accident. As such, you may want…
10 Tips for Wood Burning Fireplace Maintenance
Who doesn't love a nice, warm fire in the fireplace during the cold weather months? There can be many advantages to a wood burning fireplace, including saving money on heating costs and supplementing your main source of heat. At the same time, maintenance and service of your fireplace is of utmost importance.
Data Breaches Increasing at a Record Pace
According to a recent report from the Identity Theft Resource Center and CyberScout, 791 data breaches were reported during the first half of 2017 in the United States alone, marking a 29 percent jump from the same period in 2016.
2018 Index Figures & Benefit Limits
The Consumer Price Index rose 2.0% and therefore warranted increases in some benefits figures for 2018, including annual HSA and FSA contribution limits.
Insurance Scores and Credit Freezes
If your business is looking for an insurance quote, it's important to know that many of our carriers consider insurance scores to be an important and predictive rating element. They obtain an insurance score on all new business applicants, and use the score received at inception on each subsequent renewal.
Executive Action on Health Care
On October 12, 2017, President Trump signed an Executive Order directing various departments to consider easing some health insurance rules related to small businesses, short-term health insurance policies and Health Reimbursement Accounts (HRAs) with the stated goal of increasing consumer options for health insurance.
October is National Cyber Security Awareness Month
Data security is crucial for all businesses. Customer and client information, payment information, personal files, bank account details—this information is often impossible to replace if lost and is extremely dangerous in the hands of criminals. Data lost due to disasters such as a flood or fire is devastating, but losing it to hackers or a…
How to Avoid Home Improvement Scams
Remodels and other home improvements are an important part of being a property owner. When done correctly, these projects can add value to a home and make it more attractive to future buyers.