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Baker Magras & Associates
Charlotte Amalie
The Tunick Building
1336 Beltjen Road, Suite 101
Charlotte Amalie
St. Thomas, USVI 00802
Baker Magras & Associates (BMA) is the premier group health insurance agency in the USVI representing over 325 businesses. Established in 1998, BMA is licensed with all of the major carrier partners in the USVI, US and Puerto Rico and has 6 licensed agents with over 100 years of experience in this important market.
All of our agents are very well-informed in the following areas: EDC Compliance, Policyholder Service, Healthcare Reform (PPACA as it pertains in the US and US Territories), Section 125, COBRA and Medicare. BMA has a strong tradition for service. Each account is personally serviced year round by a designated Account Manager. Great care is taken to ensure the best and appropriate combination of pricing and benefits.
In addition to traditional group health insurance, BMA specializes in all lines of employee benefits, enrollment platforms and benefits administration. We have the knowledge and expertise to streamline your open enrollment and employee onboarding process through technology solutions.
BMA also specializes in individual life insurance planning as well as other traditional services: Voluntary Benefits including but not limited to Accident, Cancer, Disability, EAP and Air Ambulance.
Our Services
Comprehensive HR Support
Individual Member Support
Cost Containment
- Licensed bilingual support personnel
- Serve as liaison between member and insurance carrier
- One-on-one assistance to members
- Review and follow-up on claims and EOBs (Explanation of Benefits)
- Assist with enrollment, eligibility, invoice and records maintenance
- Review policy renewals
- Review quarterly experience information
- Assist with out-sourced COBRA implementation
- Provide updates on new legislation
- Update on licensed USVI carriers
- Assist with the implementation of Section 125 Premium Only Plan (POP)
Promote awareness of cost saving options
Educate on Provider Network usage
Provide Employee Benefit meetings
