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Think you're too small to need cyber insurance? Think again.

Most small businesses think their company is too small to be a target for hackers – that their data just won't be valuable. In reality, data thieves are simply looking for the path of least resistance.

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Summer’s Here, And So Is Spear Phishing

Cyber attacks and resulting data breaches often begin with a spear-phishing email. Spear phishing differs from regular email phishing in its use of extensive research to target a specific audience, which allows the spear phisher to pose as a familiar and trusted entity in its email to a mark.

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Will I get paid for my property loss? How long will it take?

These are just two of the most pressing questions pawnbrokers ask. Most pawnbrokers would agree that it makes perfect business sense to buy insurance to protect their property, and the property of their clients. The main question most pawnbrokers ask is “will I get paid?” and “how long will it take to be reimbursed by…

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5 Cyber Tips for Traveling

Staying safe while traveling involves more than simply locking your valuables in a hotel safe. Today, cyber crime is just as prevalent as conventional crime. In fact, your digital property may be more valuable to criminals than your personal property. Before packing for your next trip, take the following precautions to protect yourself and your…

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Marshall & Sterling voted "Best Insurance Agency" Second Year in a Row

We are excited to announce that we have been voted "best of the best," 1st place in the Times Herald Record Readers' Choice Awards, for the category of Insurance Company. Our employees take great pride in this recognition – it's quite an honor!

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Valley Agency’s Dawn Hamilton Achieves CPIA Designation

We are excited to announce that Dawn Hamilton, a Client Services Representative with Valley Agency of Kingston, NY, recently was awarded the designation of Certified Professional Insurance Agent (CPIA), a professional designation conferred by the American Insurance Marketing and Sales Society (the AIMS Society).

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USCIS Releases New Form I-9 and Form I-9 Instructions

U.S. Citizenship and Immigration Services (USCIS) has released a new version of and instructions for Form I-9, Employment Eligibility Verification. By September 18, 2017, employers must use only the new version.

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The Importance of Employment Practices Liability Insurance

Employment-related lawsuits are a growing concern for employers of all sizes, including home-based businesses. Marshall & Sterling, Inc. can help you manage all your business risks, including employment practices liabilities. What is Employment Practices Liability Insurance?

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Bob Kallman Honored by National Alliance for Insurance Education & Research

Robert A. “Bob” Kallman was recently recognized for professional leadership and advanced knowledge by the Society of Certified Insurance Counselors (CIC), a leading national insurance professional organization. Mr.

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Snapchat Tips for Online Safety

Snapchat is one of the top five social media platforms among young people, with approximately 150 million daily active users. While Snapchat is designed to be a fun photo, video and text messaging app, a number of features—particularly the Snap Map function—pose serious safety concerns.

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Paid Family Leave – New York

New York enacted a bill that will require employers to provide paid family leave benefits to eligible employees as part of the state’s disability insurance program. Paid family leave benefits will be phased in over a four-year period, beginning Jan. 1, 2018. When the law is fully implemented in 2021, employees may be eligible for…

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Use Drones Safely

Drones are usually thought of as toys or hobbyist aircraft. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of regulations and safety tips. Here are the basic guidelines for registering recreational drones with the Federal Aviation Administration (FAA):

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